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Your Trusted Partner for Marine Insurance Solutions
Boat Insurance is a locally owned and operated marine insurance provider serving the Pacific Northwest. With deep roots in the boating community, we combine specialized expertise in marine insurance with personalized service to meet the unique needs of boat owners, charter operators, and marine businesses. Our team meticulously compares policies from top-tier insurers to secure competitive rates while maintaining robust coverage options.We prioritize transparency, responsiveness, and long-term client relationships, ensuring clients receive tailored solutions that align with their specific boating activities and risk profiles. Our proven track record of efficient claims handling and dedication to continuous improvement solidify our position as a trusted partner in marine insurance.
Services
Yacht Insurance
Charter Boat Insurance
Marine Business Insurance
Floating Homes Insurance
Boat Insurance Under 26'
Highlights and features
- We offer 30+ years of specialized marine insurance expertise
- Our team includes certified professionals with deep boating industry knowledge
- We provide 24/7 claims support with rapid response times
- Our independent agency status ensures unbiased policy comparisons
- We maintain exclusive programs for niche marine insurance needs
What people say
Terrific to work with
Rapid evaluation
Deep knowledge
Responsive service
Excellent customer support
Services
Yacht Insurance
Our yacht insurance provides comprehensive protection for large motor yachts, sailboats, and crewed vessels. Coverage includes property damage, liability, medical expenses, and pollution/spill protection. We access top-tier markets to deliver robust policies with favorable terms for luxury and commercial yachts.
Charter Boat Insurance
Specialized insurance for fishing guides, charter operators, and rental businesses. Our exclusive programs address unique risks including passenger liability, equipment damage, and business interruption. We serve hundreds of commercial operators across the Pacific Northwest.
Floating Homes Insurance
Comprehensive coverage for boat houses, floating homes, docks, and marinas. Policies protect against structural damage, weather events, and liability claims. Our local expertise ensures tailored solutions for unique waterfront properties in Western states.
Boat Insurance Under 26'
Robust insurance packages for sailboats, ski boats, personal watercraft, and fishing vessels under 26 feet. Includes property damage, liability, towing services, and personal gear protection. We simplify coverage selection while maintaining competitive premium rates.
Marine Business Insurance
Risk management solutions for marine tradesmen, repair facilities, and yacht brokers. Coverage includes premises liability, equipment protection, and business operations. Our specialized programs address the unique needs of maritime industry professionals.
People
Neal Booth
Owner
30+ year marine insurance expert with deep Pacific Northwest boating knowledge. Recognized for personalized service, claims advocacy, and developing specialized insurance programs for recreational and commercial clients.
Jennifer
Insurance Agent
Experienced agent praised for patient guidance, policy customization, and saving clients money. Handles complex insurance needs for boats and floating homes with efficiency and expertise.
Jeremy Paulus
Insurance Professional
Commercial insurance specialist with proven success in resolving complex claims. Known for responsive service and tailored solutions for charter operators and marine businesses.
Suzanne Waller
Customer Service
Award-winning professional recognized for exceptional client support. Provides documentation assistance, policy clarification, and personalized service that exceeds client expectations.
Bill
Insurance Agent
Seasoned agent with expertise in yacht insurance and claims management. Maintains long-term client relationships through proactive policy management and responsive claims handling.
Questions
What types of boats do you insure?
We cover all vessel types including yachts, charter boats, small craft under 26', floating homes, and commercial marine operations. Our policies address specific needs for recreational and business use.
How quickly are claims processed?
Claims receive immediate attention with adjuster evaluation typically within 24 hours. Most claims resolve efficiently due to our direct communication approach and established insurer relationships.
Do you offer specialized coverage options?
Yes, we provide pollution/spill coverage, uninsured boater protection, towing services, and equipment insurance. Our independent agency status allows access to niche marine insurance programs.
Can you insure non-local boat owners?
While based in Seattle, we serve clients across the Pacific Northwest and beyond. Local knowledge benefits all clients through tailored risk assessment and coverage recommendations.
How do you handle policy comparisons?
Our independent agents analyze multiple carriers to find optimal coverage-price combinations. We explain policy details and exclusions to help clients make informed decisions.