Ralls County Mutual Insurance Company was formed over 130 years ago by a few citizens of Ralls County who wanted better insurance for themselves and their family and neighbors. They joined together and on May 5, 1890, Ralls County Mutual was formed to give that protection. Ralls County Mutual Insurance is state regulated and fully insured. We have no stockholders to pay dividends to which allows us to keep our premiums competitive. As a policyholder, you are more than just another number at RCMIC, you are a member-an owner of the company.
Why Mutual Insurance?
A Mutual Insurance Company is owned by the policyholders. There are no stockholders and the premiums collected are invested to pay current and future losses of the Company. You are more than just another number at Ralls County Mutual Insurance-you are a member. This means you are one of the owners of the company. At Ralls County Mutual Insurance Company, the policyholder has a say in what goes on in the company. You have more than a share in the business, you are the business!
Our Mission
The mission of Ralls County Mutual Insurance Company is to provide security and peace of mind to our members. Ralls County Mutual Insurance Company is committed to excellent service and financial growth to members, agents, and employees. Since our beginnings in 1890, one thing has remained constant - our promise to be there when you need us.
Types of Insurance
Ralls County Mutual Insurance offers coverage options for all your personal and business insurance needs. This includes Farm Owners, Dwellings, Second/Seasonal Homes, Home Owners, Mobile Homes, and Rentals/Renters.

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