Business Details
47 Years
experience
Trusted Regional Insurance Solutions in Portland, OR
Red Shield Insurance has been serving the Pacific Northwest since 1979, providing specialty insurance products tailored to small and medium-sized businesses. Our A (Excellent) rating from A.M. Best reflects our commitment to financial strength and reliable service. With regional ownership and local underwriting expertise, we offer personalized risk evaluation and responsive claims handling. Our conservative business philosophy ensures stable coverage options for commercial property, liability, inland marine, floating properties, and yachts.We maintain strong relationships with top-rated reinsurance partners to deliver consistent products and fair rates while prioritizing direct communication with agents and policyholders. Our team of seasoned professionals combines decades of industry experience with a deep understanding of regional market needs to provide second-to-none service.
Services
Commercial Property Insurance
Yacht Insurance
Floating Property Coverage
Service Contractors Insurance
Builder's Risk Insurance
Motor Truck Cargo Insurance
Inland Marine Insurance
Commercial Liability Insurance
Equipment Breakdown Coverage
Cyber Liability Protection
Details
- Year established: 1979
Highlights and features
- Established in 1979 with continuous regional insurance expertise
- A (Excellent) rating from A.M. Best since 1986
- Regionally owned and managed with local underwriting authority
- Specialized in hard-to-place commercial risks since 1979
- Strong relationships with top-rated reinsurance partners
Associations and certifications
- A.M. Best
Services
Yacht Insurance
Red Shield offers comprehensive yacht insurance for private pleasure vessels 27-65 feet long. Our policies include all-risk coverage with agreed value settlement, pollution liability, towing assistance, and environmental fines protection. We provide liability limits up to $1,000,000 and minimum deductibles of $1,000, with special consideration for older vessels and experienced boat owners.
Commercial Property Insurance
We provide tailored commercial property coverage including special form protection, loss of income, and comprehensive liability. Our policies feature enhancements like pollutant cleanup, utility interruption coverage, and equipment breakdown protection. We specialize in older properties, mixed-use buildings, and unique business risks with limits up to $10,000,000 for construction projects.
Service Contractors Insurance
Our specialized insurance program covers service contractors across multiple trades including painting, carpet cleaning, landscaping, and window cleaning. We offer general liability and property coverage for businesses in Oregon, Washington, Idaho, and Utah with online premium indications available for select classifications.
Floating Property Coverage
We insure floating homes, boathouses, and dock systems with replacement cost or actual cash value options. Our policies include personal property and liability coverage for residential and commercial floating properties, including older structures and rental units with customized protection for unique waterfront risks.
Builder's Risk Insurance
Our builder's risk program provides protection for residential and commercial construction projects. We offer short-term coverage for single projects or annual reporting forms with limits up to $10,000,000. Coverage includes new construction, renovations, and installation floaters with flexible terms for both contractors and property owners.
Questions
What geographic areas do you serve?
We operate in California (floating property only), Idaho, Oregon, Utah, and Washington with locally managed underwriting expertise.
What types of insurance do you specialize in?
We focus on commercial property, liability, inland marine, floating properties, yachts, and specialty contractors' insurance since 1979.
How can I access policy documents?
Producers can access documents through our Producer Lounge portal with administrator credentials for secure online access.
What payment options are available?
Policyholders can use online payments through our Direct Bill and Installment Payment programs for convenient transactions.
How do I report a claim?
Contact us immediately via email or call 800-527-7397 to report claims with dedicated support for prompt resolution.
What makes you different from other insurers?
Our regional focus since 1979 combines personalized underwriting, local expertise, and A-rated financial strength for exceptional service.
