Business Details
Your Trusted Insurance Partner for Comprehensive Coverage
Covered Insurance delivers insurance solutions designed to be easy, transparent, and personalized. Founded by brothers Ross and Chris Diedrich, the company leverages innovative technology and unbiased expert advice to create an intuitive embedded insurance marketplace. With partnerships across 55+ top-rated national and regional carriers in all 50 states, Covered Insurance prioritizes competitive rates and customer-centric service. The platform integrates seamlessly into existing workflows for mortgage, financial services, and auto lending partners, offering automated evidence of insurance retrieval and proactive policy monitoring.Committed to compliance and SOC 2 Type II certification, Covered Insurance ensures alignment with federal and state regulations while maintaining a focus on customer satisfaction through white-glove concierge service and educational resources.
Services
Insurance Quotes
Home Insurance
Auto Insurance
Life Insurance
Mortgage Insurance
Highlights and features
- We partner with 55+ top-rated national and regional insurance carriers across all 50 states.
- Our platform enables seamless insurance shopping and purchase in minutes.
- We offer proactive policy monitoring to ensure ongoing competitive rates.
- Our solutions integrate with existing platforms for mortgage, financial services, and auto lending.
- We provide unbiased expert advice with no pushy sales tactics.
Associations and certifications
- SOC 2 Type II
What people say
Reduced homeowners insurance by $1500/year
Stellar agent with exceptional knowledge
Seamless mortgage insurance experience
Competitive quotes with transparent comparisons
Proactive policy monitoring for savings
Services
Insurance Quotes
Covered Insurance provides side-by-side insurance quotes from multiple carriers through its proprietary quote generator. Customers can compare personalized options for home, auto, and life insurance while receiving expert guidance from licensed advisors. The platform ensures competitive pricing through continuous market analysis and proactive policy monitoring.
Home Insurance
Our home insurance solutions protect against risks like fire, hail, and theft while offering customizable coverage for renovations and valuable items. The platform automatically monitors policy terms to ensure adequate protection as property values change. Customers receive personalized advice for optimizing coverage limits and endorsements.
Auto Insurance
Covered Insurance's auto insurance integration allows customers to transition seamlessly from vehicle browsing to policy selection. The platform partners with A-rated carriers to provide competitive rates while maintaining integration with dealership and lending workflows. Policyholders benefit from proactive renewal management and coverage adjustments.
Mortgage Insurance
Designed for mortgage lenders and servicers, this solution offers embedded insurance marketplaces that reduce closing times and administrative costs. The platform generates additional revenue streams while providing homeowners with cost-saving opportunities through automated evidence of insurance retrieval and policy monitoring.
Life Insurance
Covered Insurance's life insurance offerings provide financial protection for major life events like marriage or homeownership. The platform integrates with financial institutions to offer personalized solutions that evolve with customers' changing needs. Advisors help clients navigate policy options and coverage requirements for long-term security.
People
Ross Diedrich
Chief Executive Officer
Co-founder Ross Diedrich leads Covered Insurance's strategic vision, leveraging extensive experience in insurance and financial services innovation. Recognized as a HousingWire Tech Innovator, he focuses on transforming industry standards through technology-driven solutions.
Chris Diedrich
Chief Administrative Officer
Co-founder Chris Diedrich oversees Covered Insurance's operational framework, applying deep expertise in regulatory compliance and customer experience optimization. His leadership ensures alignment with federal and state requirements across all insurance solutions.
Stephen Tammaro
Chief Financial Officer
Stephen Tammaro manages financial strategy at Covered Insurance, bringing proven expertise in scaling fintech operations. Recognized among Inc Magazine's Tech Innovators, he drives financial sustainability while maintaining focus on customer-centric growth initiatives.
Questions
How does Covered Insurance's insurance renewal process work?
Covered Insurance automatically renews policies while proactively shopping for better rates 35 days before renewal. Customers receive email notifications and can make coverage adjustments as needed.
Can I update my policy for home renovations?
Yes, notify Covered Insurance about renovations like kitchen upgrades or outdoor structures to adjust coverage limits. Our advisors ensure proper protection for increased property values.
How are insurance rates determined?
Rates depend on location, property characteristics, credit score (in some states), and claims history. Covered Insurance's advisors help identify savings opportunities while maintaining adequate coverage.
What coverage gaps should I watch for?
Standard policies may exclude valuable items like jewelry or detached structures. Covered Insurance advisors help identify gaps and recommend endorsements or umbrella policies for comprehensive protection.
How does the embedded insurance marketplace benefit partners?
Covered Insurance's API integrations reduce loan closing times by 30% while generating additional revenue streams. Partners gain access to 55+ carriers and automated evidence of insurance retrieval.
What happens during a home inspection?
Some homeowners policies require exterior inspections to verify property condition. Covered Insurance customers don't need to be present, but should ensure clear access to all property areas.
