We are Each Other's Keeper
At Police and Firemen's Insurance Association (PFIA), we have been dedicated to serving the needs of Police Officers and Fire Fighters for over a century. Our journey began in 1912, when a series of tragic incidents led to the formation of a group to provide financial assistance to the families of fallen heroes. Since then, we have grown to become a leading fraternal benefit society, serving members in 44 states and the District of Columbia.
Our Mission
Our mission is to provide comprehensive insurance and fraternal benefits to Police Officers and Fire Fighters, while also engaging in philanthropic activities that support their families and communities. We take great pride in our commitment to paying claims and benefits in a timely manner, ensuring that our members receive the support they need in times of need.
Our Services
Our insurance services are designed to provide our members with peace of mind, knowing that they and their loved ones are protected. We offer a range of insurance products, including:
- Accidental Death Coverage Plan: A unique plan that provides benefits for accidental death, whether on or off duty.
- Accident Only Plan: A comprehensive plan that provides benefits for specified injuries, disability income, and hospital confinement due to accidental injuries.
- Accident & Sickness Disability Plan: A plan that provides income for disabilities caused by injury or sickness, as well as additional income for hospitalization during the first 30 days.
- Cancer Protection Plan: A plan that provides a lump sum benefit if you are diagnosed with cancer.
- Flexible Premium Annuities: A plan that allows you to save money over the years for future retirement needs or emergencies at current interest rates.
- Select Whole Life Plan: A plan that provides permanent life insurance coverage, as well as guaranteed cash values and dividends.
- One Pay Life Plan: A plan that provides permanent life insurance coverage with one single premium.
- Yearly Renewable Term/Level Term Plans: A plan that provides low-cost term protection to cover debts and other expenses.
Our Philanthropic Efforts
At PFIA, we believe in giving back to our communities. That's why we contribute to four notable organizations:
- Make a Wish Foundation
- Special Olympics
- Special Operations Warrior Foundation
- St. Jude Children's Research Hospital
Contact Us
If you're interested in learning more about our insurance services or would like to become a member, please don't hesitate to contact us. We're here to help.
Disappointing Experience
Many customers have expressed their frustration with the company's claims process, particularly those related to on-the-job injuries. According to Daniel Follett, the insurance provider only pays out claims where employees miss a day or two of work, leading to a false sense of security. In his experience, the company ignored his claim for a significant amount of missed work and claimed they didn't cover it. He strongly advises others to cancel their policy immediately, citing the company's shady business practices.
Satisfied Customers
On the other hand, The NdFirst and Patrick Morrow have had positive experiences with the company. The NdFirst praises the organization for saving their "bacon" and providing good insurance coverage options, stating that they are the "real deal" and don't disappear when customers need them. Patrick Morrow, who has been with the company for 23 years, recommends the insurance provider, citing excellent coverage options for police and fire officers nationwide.
