Business Details
Emergency
services
Trusted Insurance Services for Texas Communities Since 1889
Farmers Mutual Insurance of Comal County has served Texas communities for over 130 years, rooted in the founding principle of neighbors helping neighbors. As a member-owned association, we prioritize community values and financial stability, offering tailored insurance solutions without external shareholder pressures. Our commitment to personalized service spans generations, reflecting our deep understanding of local needs. We specialize in home, farm, and commercial insurance, ensuring comprehensive protection for our members. With a history dating to 1889, we combine tradition with adaptability to meet evolving risks.Our annual meetings foster transparency, allowing members to engage directly with our financial stewardship. From farm equipment to manufactured homes, our policies address diverse coverage requirements. Backed by decades of expertise, we provide peace of mind through reliable claims support and 24/7 emergency assistance. Our team treats every client with integrity, mirroring the cooperative spirit that established our mutual trust. For over a century, we have remained a steadfast partner for Texans seeking dependable insurance solutions.
Services
Home Insurance
Farm Equipment Insurance
Manufactured Homes Insurance
Auto Insurance
Liability Insurance
Flood Insurance
Commercial Insurance
Highlights and features
- We have over 130 years of experience serving Texas communities.
- Our member-owned structure prioritizes client needs over shareholder profits.
- We offer tailored insurance solutions for homes, farms, and businesses.
- Our claims team provides 24/7 emergency assistance and rapid response.
- We maintain transparency through annual member financial reviews.
Services
Home Insurance
Our home insurance policies protect primary dwellings, rental properties, and condominiums against unexpected damages. We offer customizable coverage options to safeguard personal property and provide financial security during recovery. With flexible terms and dedicated claims support, we ensure homeowners maintain stability through life's uncertainties.
Farm Equipment Insurance
Farm equipment and outbuildings coverage helps agricultural operations recover from equipment damage or structural losses. Policies allow tailored protection plans for machinery, barns, and storage facilities. Our specialized insurance ensures farmers can quickly resume operations after unexpected incidents.
Manufactured Homes Insurance
We provide specific policies for manufactured homes, including Farmers Mutual 8 and 12 plans. These options offer customizable protection levels for mobile home structures and contents. Our team helps clients select appropriate coverage based on property value and risk factors.
Commercial Insurance
Commercial insurance solutions address business liability, property damage, and operational risks. Our policies cover diverse industries with customizable terms for office spaces, warehouses, and commercial vehicles. We help businesses maintain continuity through unexpected disruptions.
Flood Insurance
Flood insurance policies protect properties against water damage from natural disasters. We offer coverage for residential and commercial structures, including contents protection. Our plans meet federal requirements while providing additional safeguards for high-risk areas.
People
Josh Salge
President / General Manager
Josh Salge leads Farmers Mutual Insurance with over 20 years of experience in property insurance and community-focused operations. He oversees strategic direction and daily management.
Terry Hall
Treasurer / Assistant General Manager
Terry Hall manages financial operations and supports daily administrative functions with 15+ years of insurance industry expertise and local market knowledge.
Brooke Welty
Agency Secretary
Brooke Welty handles sales and client relations, bringing 10 years of insurance experience to assist members with policy customization and coverage needs.
Josh Hall
Claims Representative
Josh Hall specializes in claims processing, providing rapid response and support for policyholders during property damage or loss incidents.
Questions
What types of insurance does Farmers Mutual offer?
We provide home, farm equipment, manufactured home, auto, liability, flood, and commercial insurance policies tailored to Texas residents' needs.
How is Farmers Mutual different from other insurers?
As a member-owned mutual company, we prioritize community service over shareholder profits and maintain local decision-making authority for Texas policyholders.
How do I file a claim after hours?
Call our dedicated after-hours claims line at 830-217-1608 for immediate assistance with property damage or loss incidents.
Do you cover properties outside Comal County?
While based in Comal County, we serve Texas residents statewide with customized insurance solutions for homes and businesses.
Can I get bundled insurance policies?
Yes, our in-house agency offers package policies combining multiple coverage types for home, farm, and commercial needs.
