Business Details
50+ Years
experience
Your Trusted Independent Insurance Agency in Lynnwood, WA
Otter Insurance Agency has served the insurance needs of Lynnwood, Snohomish County, King County, and all of Washington since 1969. As an independent insurance agency, we work for our clients rather than insurance carriers, enabling us to compare rates and coverage options from multiple providers to find the best value. Our team specializes in auto, home, business, construction, and life insurance, offering personalized solutions tailored to each client's unique needs.With decades of experience and a commitment to local service, we prioritize quick and fair claims processing, comprehensive coverage options, and a broad base of personal and commercial clients. Our mission is to provide the highest quality service and products while maintaining professionalism, technical expertise, and personal service.
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Motorcycle Insurance
Life Insurance
Flood Insurance
Earthquake Insurance
Umbrella Insurance
Commercial Property Insurance
Workers Compensation
Details
- Year established: 1969
Highlights and features
- We have over 50 years of experience serving Washington's insurance needs.
- We work with multiple trusted insurance carriers to find the best value for you.
- Our team provides personalized service tailored to each client's unique needs.
- We prioritize quick and fair claims processing for all policyholders.
- We offer comprehensive coverage options for both personal and business insurance.
Services
Auto Insurance
Otter Insurance Agency provides comprehensive auto insurance coverage for cars, motorcycles, classic cars, and more. Our policies protect against accidents, theft, and liability claims while offering flexible options for collision and comprehensive coverage. We help clients in Washington secure affordable rates tailored to their driving habits and vehicle needs.
Homeowners Insurance
Our homeowners insurance policies protect against fire, theft, and natural disasters while covering personal liability and additional living expenses. We offer customizable options for dwelling protection, personal property coverage, and scheduled items like jewelry or art. Policies are tailored to meet the unique needs of Washington homeowners.
Business Insurance
We provide business insurance solutions including property, liability, workers' compensation, and surety bonds. Our Business Owners Policy combines essential coverages for small to mid-sized businesses, while commercial umbrella policies offer extra liability protection. Services are tailored to industries like construction, retail, and professional services.
Motorcycle Insurance
Our motorcycle insurance covers street cycles, cruisers, and off-road vehicles with options for custom parts, roadside assistance, and liability coverage. Policies include protection for medical expenses and uninsured motorists while meeting Washington's legal requirements for motorcycle riders.
Life Insurance
We offer term, whole, and universal life insurance policies to safeguard families and businesses. Coverage options include death benefits for funeral expenses, debt repayment, and estate planning, with living benefits like cash value growth and tax-deferred investment opportunities.
People
Patrick Otter
Owner
Patrick Otter leads Otter Insurance Agency with decades of experience in the insurance industry. He oversees client relationships and strategic partnerships with top-rated carriers, ensuring innovative solutions for personal and commercial insurance needs.
Questions
What types of insurance does Otter Insurance Agency offer?
We offer auto, home, business, motorcycle, life, flood, earthquake, umbrella, commercial property, and workers' compensation insurance.
Why choose an independent insurance agent?
Independent agents compare rates and coverage options from multiple carriers to find the best value for your unique needs.
How can I get a free insurance quote?
Request a free quote online or call us at 425-771-8900 to review coverage options tailored to your needs.
Do you serve areas outside Lynnwood?
Yes, we serve all of Washington, including Snohomish County, King County, and surrounding communities.
What should I do after filing an insurance claim?
Contact us immediately—we'll guide you through the process and ensure timely, fair resolution with your carrier.
