Business Details
22 Years
experience
Your Trusted Insurance Partner in New York, NY
For over two decades, J & S Coverage has been dedicated to helping clients secure tailored insurance solutions. Based in New York City's Chinatown, we serve individuals and businesses across New York, New Jersey, and Connecticut. Our team offers multilingual support in English, Mandarin, and Cantonese, partnering with major insurers like Travelers and Progressive to provide comprehensive coverage options.We specialize in personal insurance (automobile, travel, life, home) and commercial insurance (group health, workers compensation, liability, commercial auto). Our commitment to professional service, rapid quote generation, and competitive pricing ensures clients receive efficient, cost-effective protection tailored to their unique needs.
Services
Automobile Insurance
Life Insurance
Home Insurance
Business Insurance
Workers Compensation
Details
- Year established: 2004
Highlights and features
- We have over 20 years of experience in insurance brokerage services
- Our team provides support in English, Mandarin, and Cantonese
- We partner with major insurers like Travelers and Progressive
- We offer fast quotation turnaround times for all insurance needs
- We maintain competitive pricing across personal and commercial policies
Services
Automobile Insurance
We provide comprehensive automobile insurance coverage including liability, collision, and uninsured motorist protection. Our policies protect against property damage, bodily injury, and medical expenses from accidents. Clients benefit from customizable deductibles and competitive rates tailored to individual driving profiles.
Life Insurance
Our life insurance solutions offer financial protection for dependents through term and permanent policy options. We help clients determine appropriate coverage amounts based on family needs, income replacement requirements, and long-term financial goals. Policies include death benefit protections and potential cash value accumulation features.
Home Insurance
We offer residential property coverage protecting against fire, theft, and natural disasters. Policies include dwelling protection, personal property coverage, and liability safeguards. Additional endorsements available for high-value items and specialized risks like flood damage in vulnerable areas.
Business Insurance
Our commercial insurance packages protect businesses with general liability, property coverage, and business interruption protections. We serve diverse industries with tailored solutions including building insurance, commercial auto/garage coverage, and workers compensation policies meeting state requirements.
Workers Compensation
We provide mandatory workers compensation insurance covering job-related injuries and illnesses. Our policies meet New York State requirements, offering medical expense coverage and wage replacement benefits. We assist businesses in securing appropriate coverage levels based on industry risk profiles and employee counts.
Questions
What types of insurance does J&S Coverage offer?
We provide automobile, life, home, travel, and business insurance including workers compensation and general liability coverage for commercial clients.
Do you serve clients outside New York City?
Yes, we serve all clients across the New York, New Jersey, and Connecticut tri-state area from our Chinatown location.
Can I get insurance quotes in different languages?
Our team provides support in English, Mandarin, and Cantonese for all insurance inquiries and quote requests.
How quickly can I get an insurance quote?
We offer fast quotation turnaround times with most quotes available within one business day of initial contact.
What major insurance carriers do you work with?
We partner with leading insurers including Travelers, Progressive, Countrywide, Security Mutual, and Mapfre for comprehensive coverage options.
Are your insurance rates competitive?
We maintain competitive pricing across all personal and commercial insurance products while ensuring comprehensive coverage protections.
