Business Details
45 Years
experience
Your Trusted Insurance Partner in Meridian, Idaho
Hulme Insurance has proudly served the insurance needs of Meridian and all of Idaho since 1981. As an independent agency, we provide personalized insurance solutions for auto, home, health, business, and life insurance, helping clients find the best value through competitive quotes. Our team of experienced professionals is committed to understanding the unique needs of each client, leveraging relationships with multiple trusted carriers to deliver tailored coverage.With deep roots in the Meridian community, we prioritize advocacy and support during times of need, ensuring clients receive both comprehensive protection and exceptional service. Our expertise spans property insurance, liability coverage, and specialized policies for diverse client circumstances.
Services
Auto Insurance
Home Insurance
Business Insurance
Health Insurance
Life Insurance
Flood Insurance
Motorcycle Insurance
Umbrella Insurance
Workers Compensation
Surety Bonds
Details
- Year established: 1981
Highlights and features
- We offer independent agency access to multiple insurance carriers for competitive rates.
- Our team has over 40 years of combined local insurance expertise in Idaho.
- We provide personalized coverage solutions tailored to individual and business needs.
- We maintain partnerships with trusted regional and national insurance providers.
- We deliver free, no-obligation insurance quotes and consultations.
Services
Auto Insurance
Auto insurance protects vehicles against damage, theft, and liability claims. We offer policies for standard cars, motorcycles, classic vehicles, and specialty vehicles like ATVs. Coverage options include collision, comprehensive, and liability protection tailored to Idaho drivers' needs.
Home Insurance
Home insurance safeguards residential properties against fire, theft, and natural disasters. Our policies cover dwelling repairs, personal property replacement, liability claims, and additional living expenses during covered losses. We provide customized solutions for homeowners, renters, and landlords across Idaho.
Business Insurance
Business insurance protects companies from operational risks. We offer business owners policies, general liability, commercial auto, workers compensation, and surety bonds. Our solutions address property damage, liability claims, and business interruption for Idaho businesses of all sizes.
Flood Insurance
Flood insurance covers property damage from flooding events excluded in standard policies. We provide National Flood Insurance Program (NFIP) compliant coverage for building structures and personal property. Our agents help clients in Meridian and Idaho assess flood risk and secure appropriate protection.
Life Insurance
Life insurance ensures financial protection for beneficiaries upon policyholder death. We offer term, whole, and universal life policies to meet diverse needs. Our solutions help clients plan for final expenses, income replacement, and legacy goals.
People
Tom Hulme
Owner/Agent
Tom Hulme, an Idaho native, founded the agency in 1981. With decades of experience, he specializes in building client relationships and understanding local insurance needs. He actively participates in community activities and outdoor pursuits.
Carol Hulme
Owner/Agent
Carol Hulme joined the business in 2008 after 17 years in title services. She manages the Eagle branch office and focuses on personal lines insurance. Her real estate expertise complements her insurance advisory services for Idaho residents.
Jason Downs
Agent
Jason Downs joined the team in 2016, bringing agricultural business expertise. He specializes in connecting clients with tailored insurance solutions. Active in agricultural leadership programs, he combines industry knowledge with personalized service for Idaho clients.
Questions
What types of insurance do you offer?
We provide auto, home, business, health, life, flood, motorcycle, umbrella, workers compensation, and surety bond insurance for clients in Idaho.
How can I get an insurance quote?
Request a free quote online through our website or call us directly at 208-939-4505 for personalized assistance with coverage options.
Do you offer business insurance for small businesses?
Yes, we offer Business Owners Policies (BOP) and customized commercial insurance solutions for small businesses in Meridian and throughout Idaho.
Are you an independent insurance agency?
Yes, we're independent and work with multiple carriers to find competitive rates and coverage options tailored to your specific needs.
Do you provide coverage for specialty vehicles?
We insure motorcycles, classic cars, ATVs, boats, and other specialty vehicles with customized policies to protect unique assets.
What areas do you serve?
We primarily serve Meridian and all of Idaho, providing insurance solutions for individuals and businesses across the state.
