Business Details
Your Trusted Insurance Partner in Stephenville, TX
BC Insurance was founded by Brandon and Cindy Carrell as a locally owned, family-operated agency dedicated to protecting families, farmers, and ranchers from financial risks. With over 20 years of combined experience in the insurance industry, our team specializes in tailored farm, ranch, equine, and commercial insurance solutions. We prioritize client needs over transactions, emphasizing integrity, transparency, and personalized service.Our agency represents top-rated carriers, ensuring clients receive comprehensive coverage at competitive rates. Committed to community and education, we actively support agricultural initiatives and equine sports while maintaining strong ties to local organizations. Our mission is to safeguard livelihoods through expert guidance and unwavering dedication to client well-being.
Services
Farm & Ranch Insurance
Equine Mortality Insurance
Commercial Insurance
Life/Health Insurance
Agribusiness Insurance
Highlights and features
- We offer 20+ years of specialized expertise in agricultural insurance.
- Our team provides tailored coverage solutions for unique farming and ranching needs.
- We maintain partnerships with top-rated national insurance carriers.
- Our agency prioritizes client education and transparent policy explanations.
- We actively support local agricultural communities and rodeo industries.
Services
Farm & Ranch Insurance
Our farm and ranch insurance solutions protect agricultural operations from risks like crop damage, livestock loss, and equipment breakdown. We offer tailored policies covering property, liability, and specialized risks unique to Texas farmers and ranchers. Our experienced agents ensure comprehensive protection for both small family farms and large-scale operations.
Equine Mortality Insurance
This specialized coverage protects horse owners against financial loss from equine mortality, injury, or illness. We provide policies covering veterinary expenses, surgical procedures, and liability protection for equine-related activities. Our agents understand the unique needs of horse owners in Texas' rodeo and breeding industries.
Commercial Insurance
We offer commercial property, liability, and specialized coverage for agricultural businesses. Our policies protect against risks including equipment failure, crop loss, and liability claims. We serve agribusinesses ranging from feed suppliers to farm equipment dealers with customized risk management solutions.
Life/Health Insurance
Our life and health insurance products provide financial security for families and individuals. We offer term life, whole life, and supplemental health policies tailored to agricultural professionals' unique needs. Our agents help clients understand policy options and select appropriate coverage levels.
Agribusiness Insurance
This comprehensive coverage protects agricultural enterprises from operational risks. We provide policies covering crop insurance, livestock mortality, equipment breakdown, and liability protection. Our solutions address the complex needs of modern agribusinesses including dairy farms and livestock operations.
People
Brandon Carrell
Agency Owner
With over 20 years in insurance, Brandon specializes in farm and ranch policies. He mentors agents and focuses on tailored coverage solutions while actively supporting local education and rodeo organizations.
Cindy Carrell
Agency Owner
Cindy oversees daily operations and carrier relationships. A licensed agent since 2000, she prioritizes client needs and community involvement through roles like treasurer for the Cowboy Capital Professional Rodeo Board.
Ashley Smith
Senior Personal Lines Agent
Ashley combines agricultural expertise with insurance experience. A Tarleton State graduate, she helps clients understand policies while leading local 4-H groups and managing a swine operation.
Cassidey Hegar
Senior Farm and Ranch Agent
Cassidey specializes in equine and farm insurance. A Tarleton student with extensive livestock show experience, she provides personalized policy management for Texas agricultural clients.
Jared Snyder
Farm and Ranch Agent
Jared holds an Animal Science degree from Tarleton State. He serves Texas agricultural clients while maintaining his cattle operation and rodeo background.
Questions
What types of insurance does BC Insurance offer?
We specialize in farm & ranch, equine mortality, commercial, life/health, and agribusiness insurance tailored to Texas residents' needs.
How do you help clients choose the right coverage?
Our experienced agents assess individual needs and leverage partnerships with top-rated carriers to create customized protection plans.
Are you involved in the local agricultural community?
Yes, we actively support local FFA chapters, rodeo associations, and agricultural education initiatives through sponsorships and leadership roles.
Can you assist with specialized livestock insurance?
Our team offers specialized coverage for equine, dairy, and livestock operations, including mortality and liability protection.
How do you handle insurance claims?
We provide personalized claims assistance, leveraging our industry expertise to ensure timely and fair resolution of agricultural insurance claims.
Do you offer commercial insurance for agricultural businesses?
Yes, we provide commercial property, liability, and specialized coverage for agribusinesses including equipment protection and crop-related risks.