Business Details
50+ Years
experience
Trusted Insurance Services in Towson, MD
Founded in 1964, Schoenfeld Insurance Associates has established itself as a trusted independent insurance agency dedicated to providing comprehensive, tailored coverage solutions. Our team of seasoned professionals brings decades of combined experience in commercial property and casualty insurance, personal insurance, employee benefits, and life/disability insurance. With a client-centric approach, we prioritize understanding each client's unique needs to deliver cost-effective, customized policies backed by exceptional service. Our expertise spans diverse industries, including technology, manufacturing, nonprofit sectors, and construction, supported by strong relationships with major national insurance carriers. We pride ourselves on maintaining consistent management and technical expertise while offering personalized attention that larger firms often lack.Our commitment to excellence is reflected in our 55+ years of continuous operation from a single location, a robust balance sheet, and a team holding prestigious industry designations such as CPCU, CLU, and CIC. Through a collaborative team approach, we ensure every commercial account receives thorough review and strategic risk management solutions. Our market access includes contracts with nearly all national carriers and hundreds more through wholesale broker networks, enabling us to secure optimal coverage for complex needs. We actively coordinate claims processes on behalf of clients, expediting resolutions while maintaining transparency. As a mid-sized agency, we combine the leverage of large firms with the agility to deliver customized service, ensuring clients receive both comprehensive protection and dedicated support.
Services
Commercial Insurance
Employee Benefits
Personal Insurance
Cyber Liability
Workers Compensation
Umbrella Liability
Ocean Marine Insurance
Life Insurance
Disability Insurance
Surety Bonds
Details
- Year established: 1964
Highlights and features
- 55+ years of continuous operation with consistent management
- Team holds prestigious industry certifications including CPCU and CLU
- Access to nearly all national insurance carriers
- Dedicated claims coordination for expedited resolutions
- Average 22 years of commercial insurance experience among staff
Associations and certifications
- CPCU
- CLU
- CIC
Services
Commercial Insurance
Our commercial insurance solutions protect businesses against property damage, liability claims, and operational risks. We design customized programs for industries including manufacturing, technology, and nonprofits. Coverage includes property insurance, general liability, cyber liability, and workers compensation.
Employee Benefits
We create comprehensive employee benefit plans featuring health, dental, vision, and disability insurance. Our consultants help employers implement competitive packages while navigating regulatory requirements. Services include group health plans, voluntary benefits, and executive reimbursement programs.
Personal Insurance
Personal insurance services protect individuals' assets through homeowners, auto, and boat insurance. We offer umbrella policies for additional liability protection and life insurance products including term and permanent policies tailored to personal financial needs.
Cyber Liability
Cyber liability insurance safeguards businesses handling sensitive customer data. Our policies cover data breaches, network security failures, and associated legal liabilities. We help identify vulnerabilities and implement risk mitigation strategies for technology-dependent operations.
Workers Compensation
Workers compensation insurance covers job-related injuries and illnesses. We provide statutory compliance coverage for employers, including medical expense reimbursement and wage replacement for injured workers across various business sizes and industries.
People
Judy Schoenfeld Morrison
President
President with CPCU designation and 35+ years of insurance experience. Graduated from Penn State University with BS in Computer Science. Previously worked at Singer-Link and Booz, Allen & Hamilton before joining SIA in 1985. Specializes in technology, manufacturing, and nonprofit sectors.
Matthew S. Schaller
Vice President
Vice President with 30+ years agency experience and BA from Franklin and Marshall College. Focuses on manufacturing, nonprofit, and technology sectors. Known for strong carrier relationships and timely client service response.
Mark Fowler
Vice President
Vice President with 20+ years at SIA and 30+ years production experience. BS from Salisbury State University. Specializes in construction, staffing, and manufacturing sectors with emphasis on client relationship building.
Debbie McDonald
Vice President
Vice President with CLU designation and 45+ years industry experience since joining SIA in 1977. Focuses on employee benefits and individual life insurance. Active in insurance committees and community organizations.
Sue Perouty Lineberry
Assistant Vice President
Assistant Vice President with 25+ years at SIA. BS in Elementary Education from Towson University. Specializes in group health benefits and senior health insurance with expertise in navigating changing healthcare markets.
Questions
What commercial insurance coverages do you offer?
We provide property insurance, general liability, commercial auto, workers compensation, cyber liability, umbrella coverage, and specialty policies including professional liability and ocean marine insurance.
How do you handle complex insurance needs?
Our team reviews commercial accounts with at least two professionals to create comprehensive programs. We leverage relationships with nearly all national carriers and hundreds more through wholesale brokers.
What employee benefit services are available?
We offer group health, dental, vision, disability, life insurance, and voluntary plans. Our consultants help design competitive packages and navigate regulatory requirements for businesses of all sizes.
Do you provide personal insurance solutions?
Yes, we offer homeowners, renters, auto, boat, umbrella policies, and individual life/disability insurance. Our team helps combine coverages for cost savings and comprehensive protection.
How do you assist with cyber liability risks?
We provide cyber liability coverage for data breaches and network security failures. Our team helps identify exposures and implement risk management strategies for businesses handling sensitive information.
What makes your agency different?
With 55+ years experience, we combine technical expertise with personalized service. Our certified team offers tailored solutions, dedicated claims coordination, and access to extensive carrier networks while maintaining small-firm responsiveness.
