Business Details
21 Years
experience
Emergency
services
Your Independent Insurance Partner in Bergen County
Founded in 2005, Merwin & Paolazzi is a leader in providing quality insurance protection for individuals, families, and businesses across New Jersey. Our experienced team of licensed professionals specializes in Property & Casualty, Health/Life Insurance, and Surety/Bonding, maintaining expertise through annual continuing education and industry certifications. We prioritize personalized service, offering tailored coverage solutions through our status as an independent agency with access to multiple carriers.Affiliated with the Professional Insurance Agents Association and Agency Network Exchange, we combine local market knowledge with national resources to deliver competitive rates and comprehensive risk management. Our commitment to prompt claims assistance and ongoing client education underscores our dedication to long-term relationships built on trust and reliability.
Services
Commercial Insurance
Personal Insurance
Life & Health Insurance
Surety Bonds
Claims Assistance
Risk Management
Employee Benefits
Cyber Insurance
Flood Insurance
Recreational Vehicle Insurance
Details
- Year established: 2005
Highlights and features
- We offer 18+ years of experience in New Jersey insurance markets
- Our staff maintains advanced designations including CPCU and CIC certifications
- We provide 24/7 claims support through carrier emergency contacts
- Our independent agency status secures competitive rates across multiple carriers
- We specialize in industry-specific risk management for contractors and businesses
What people say
Prompt and courteous service
Experienced licensed professionals
Tailored coverage solutions
Competitive rates
Exceptional claims support
Services
Commercial Insurance
Our commercial insurance solutions protect businesses from liabilities including slips/falls, product defects, and contractual risks. We review your operations, contracts, and lease agreements to identify exposures, offering tailored coverage for contractors, apartment buildings, and commercial properties. Our expertise ensures comprehensive protection matching your business's specific needs.
Personal Insurance
We provide customized personal insurance for homes, vehicles, and valuable possessions. Our independent agency status allows shopping multiple carriers to find competitive rates for auto, homeowners, umbrella, and specialty coverage like recreational vehicle insurance. Agents help clients evaluate exposures and select appropriate protection for their unique circumstances.
Life & Health Insurance
Our advisors offer term and permanent life insurance options alongside health insurance solutions for individuals and businesses. We help clients determine appropriate coverage amounts, create continuity plans for businesses, and select supplemental policies including disability income and long-term care insurance to protect families and financial security.
Surety Bonding
We provide performance, payment, and license bonds for contractors and businesses. Our specialists analyze financial statements and work with underwriters to create tailored bonding programs, supporting contractors of all sizes with bid bonds, contract bonds, and specialty compliance bonds to meet project requirements.
Claims Assistance
Our team guides clients through the claims process, offering immediate assistance during business hours and directing after-hours claims to carrier emergency contacts. We help document losses, coordinate repairs, and ensure timely resolution while maintaining communication throughout the claims lifecycle.
People
Michael J. Merwin
President/Producer Commercial Lines
President with CPCU, CIC, CRM, and CRIS designations brings extensive commercial insurance expertise. Focuses on developing tailored risk management solutions for businesses while maintaining active client relationships.
Anthony L. Paolazzi
Vice President/Producer Commercial Lines
Vice President with CPIA certification specializes in commercial insurance production. Leverages industry experience to deliver comprehensive coverage solutions for business clients across various sectors.
Tony Domingues
Commercial Lines Manager
CIC and CRIS-certified manager oversees commercial lines operations. Combines technical expertise with client-focused service to address complex business insurance requirements effectively.
Veronica McNeil
Personal Lines Manager
Manages personal lines services with focus on delivering customized insurance solutions. Ensures clients receive appropriate coverage for homes, vehicles, and valuable possessions through multiple carrier options.
Rossi Vila
Commercial Lines & Surety Manager
Handles commercial lines and surety bonding with dedication to client satisfaction. Recognized for compassionate support during claims processes while maintaining professional expertise in risk management.
Questions
What types of insurance do you offer?
We provide commercial insurance (general liability, business auto, workers comp), personal insurance (auto, home, boat), life/health insurance, surety bonds, and specialty coverage like cyber insurance.
How can I file a claim?
Contact our office immediately during business hours. For after-hours emergencies, use the direct carrier contact numbers listed on our website to report claims promptly.
Are you an independent agency?
Yes, as an independent agency we represent multiple carriers, allowing us to shop for the best coverage options and competitive rates tailored to your specific needs.
Do you specialize in business insurance?
We have particular expertise in commercial insurance for contractors, manufacturers, and service providers, offering risk management solutions and industry-specific coverage packages.
How do you handle unique insurance needs?
Our experienced agents create customized solutions for complex requirements, including specialty bonds, niche commercial risks, and high-value personal property coverage.
