Your Partner in Risk Management
Our Vision
Richards Insurance is a trusted partner that empowers businesses and individuals throughout the Mid-Atlantic region to navigate complex risks and achieve lasting financial security. With over 30 years of expertise, we offer comprehensive insurance solutions customized to each client's unique needs and aspirations.
Our Expertise
We possess deep industry knowledge across diverse sectors including automotive, construction, forest products, manufacturing, petroleum, and transportation. Our team of skilled professionals understands the nuances of each industry and can identify potential risks before they become costly issues.
Comprehensive Services
We offer a comprehensive range of insurance solutions, including:
- Commercial Insurance: Tailored coverage for businesses, including property, liability, worker's compensation, and professional liability.
- Personal Insurance: Individual coverage options for home, auto, life, and health.
- Risk Management Consulting: Comprehensive risk assessments, mitigation plans, and loss prevention strategies.
The Richards Difference
What sets us apart:
- Deep industry expertise: We speak the language of your industry and understand the specific risks you face.
- Local service, global reach: We offer personalized attention coupled with the resources of a large, established firm.
- Complete range of coverages: We provide comprehensive solutions to address your unique needs.
- Sharp focus on client needs: We diligently work to understand and address your specific concerns.
Our Commitment
At Richards Insurance, we are committed to:
- Building trusted relationships with clients through honest communication and open collaboration.
- Providing exceptional customer service and responsiveness to your needs.
- Delivering cost-effective solutions that provide optimal coverage without unnecessary expense.
Our Team
Our team comprises seasoned professionals with extensive experience in the insurance industry. We are dedicated to helping clients navigate complex risks and achieve lasting financial security.
Overall Experience
The reviewer, Tammy Mongold, had an exceptional experience with the company, citing that Teresa helped her save thousands on her car insurance.
Staff Professionalism
The staff at the company were described as very professional and courteous, making the experience even more pleasant.
Benefits
The main benefit mentioned was the significant cost savings on car insurance, with the reviewer stating they saved thousands.

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