Southern Insurance & Annts

At Southern Insurance & Annuities, our mission is to provide individuals, families, and businesses with comprehensive insurance solutions that meet their unique needs. As an independent insurance agency, we have the freedom to offer a wide range of insurance products from top carriers, giving our clients the flexibility to choose the best plan for their lifestyle.

Health Insurance

As we age, our health will inevitably decline, and good health is never guaranteed, even in our youth. That's why it's essential to protect yourself, your family, or your business with a health plan that covers your needs. Our health insurance solutions provide coverage for costly medical bills, prescription drugs, and more, without breaking the bank. We also offer a Christian alternative health plan through MediShare, a healthcare sharing ministry that connects members to share medical bills.

Medicare

For United States citizens over 65, those under 65 on social security, and those suffering from End Stage Renal Failure, Medicare is a vital program offered by the federal government. This comprehensive health insurance program is available to all eligible individuals, regardless of income. Medicare is divided into four parts: Part A, Part B, Part C, and Part D. We can help you understand the different parts and find the right Medicare plan for your needs.

Life Insurance

Life insurance offers death benefits to the surviving members of the beneficiary as long as they die while the plan is active. However, with the right insurance policy, you can potentially have a source of tax-free income to assist with your needs. You'll have the flexibility and potential to protect, accumulate, and transfer your wealth now and in the future.

Long Term Care Insurance

For those over the age of 65, 70% percent will require some form of long-term care assistance, according to the Department of Health and Human Services. Unfortunately, many primary health insurance options do not cover long-term care. That's why we offer a solution to keep you cared for as you age.

Annuities

Annuities are an investment made through an insurance company, allowing you to put away money on a tax-deferred basis. It's an option to build a guaranteed income stream or retirement fund that you can pull from as you'd like. We offer a range of annuity products to suit your needs.

Disability Insurance

Disability insurance is a type of health insurance that offers the beneficiary of the policy income to cover their living expense in the event of disability. For those who rely on their job to survive, disability insurance's importance cannot be understated. We can help you find the right disability insurance plan to protect your income.

At Southern Insurance & Annuities, we take the time to understand your unique needs and goals. We break down confusing insurance policies and help you shop for the best health insurance, life insurance, or Medicare plans. As an independent insurance agency, we have fostered relationships with many top insurance companies, giving you the flexibility to choose the best plan for your lifestyle. Whether you're an individual, family, or small business owner, we're committed to providing you with exceptional service and personalized solutions.