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Insuring Lives, Enriching Futures

At Nichols & Associates, we are dedicated to providing you with the best possible insurance solutions for your individual, family, or business needs. With over 30 years of experience in the insurance industry, our team of experts is committed to serving you with integrity, honesty, and expertise. Our mission is to establish a successful partnership with our clients and exceed their expectations of price, service, and expertise.

Insurance Solutions

We offer a comprehensive range of insurance products to cater to your unique needs. Our insurance solutions include:

  • Health Insurance: Protect yourself and your family from unexpected medical expenses with our comprehensive health insurance plans.
  • Medicare: Our expert team will guide you through the process of selecting the right Medicare plan for your needs and budget.
  • Dental Insurance: Ensure that you and your family receive the dental care you need with our affordable dental insurance plans.
  • Disability Insurance: Our disability insurance policies will provide you with financial protection in the event of a long-term illness or injury.
  • Life Insurance: We offer a range of life insurance policies to suit your needs, including term, whole, and universal life insurance.
  • Long-Term Care Insurance: Our long-term care insurance policies will provide you with the financial support you need to cover the cost of extended care services.

About Our Team

Our team of insurance experts is dedicated to providing you with the best possible insurance solutions. Our team includes:

  • Mike Nichols, REBC, RHU, LUTCF: Mike is the founder of Nichols & Associates and has over 30 years of experience in the insurance industry.
  • Chip Gramling, LUTCF: Chip is a seasoned insurance professional with many years of experience in the industry.
  • Daniel Adams: Daniel is a licensed insurance agent with a passion for helping individuals and families find the right insurance solutions.
  • Terresa Philip: Terresa is an experienced insurance agent with a focus on providing exceptional customer service.
  • Matthew Sowell: Matthew is a licensed insurance agent with a keen understanding of the industry and its trends.
  • Tricia Cotton Ressler: Tricia is a licensed insurance agent with a strong background in customer service.
  • John Ruthven: John is a licensed insurance agent with many years of experience in the industry.

Why Choose Us?

At Nichols & Associates, we pride ourselves on our commitment to excellence, integrity, and community involvement. We are dedicated to providing you with the best possible insurance solutions and exceptional customer service. Our team is highly trained and certified, and we stay up-to-date on the latest industry trends and developments.

Get a Quote

To learn more about our insurance products and services, please do not hesitate to contact us. We would be delighted to assist you in finding the right insurance solutions for your needs.

Reviews
Positive: Many customers have had positive experiences with the insurance company, praising the local help, personal touch, and knowledgeable staff.
Negative: Some customers have reported being turned away without help, or not receiving timely responses to their inquiries, leading to frustration and a desire to take their business elsewhere.

Autonomous Enrollment Issues

The Florida Blue policy has been criticized for automatically enrolling customers without their consent, providing false statements of income to keep premiums at $0, and causing issues with income tax returns. This has led to frustration and dissatisfaction among customers.

Positive Experiences

On the other hand, several customers have had positive experiences with the insurance company. They have praised the local help, personal touch, and knowledgeable staff. Customers have mentioned feeling comfortable and able to get personalized assistance, which is not always the case with larger companies. Some have even switched to this insurance provider because of the positive experiences they've had.

Service Issues

However, there have been some customers who have not been satisfied with the service they've received. Some have reported being turned away without help, or not receiving timely responses to their inquiries. This has led to frustration and a desire to take their business elsewhere.

Recommendations

Overall, it seems that the success or failure of this insurance company depends on the individual customer's experience. While some have had positive experiences, others have been disappointed. It's essential to weigh the pros and cons before making a decision.

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