Ledvina Stan

MainStreet Financial Advisors is a financial services firm dedicated to providing comprehensive financial planning and investment management services to individuals and families. Since 1986, we have been committed to helping our clients achieve their financial goals through a personalized and integrated approach.

Our team of experienced professionals offers a wide range of financial services, including investment management, retirement planning, tax planning, education planning, charitable giving, insurance analysis, and family wealth planning. Our goal is to help our clients build and preserve wealth, minimize taxes, and protect their assets for future generations.

At MainStreet Financial Advisors, we believe that financial planning is a lifelong process that requires a relational and holistic approach. We take the time to understand our clients' values, goals, and unique circumstances. We then develop customized plans that align our clients' finances with their values and provide financial clarity, confidence, and conviction.

Our firm is independently owned and operated, which allows us to provide objective and unbiased advice. We are committed to acting in our clients' best interests and adhering to the highest standards of integrity, honesty, and professionalism.

Services

Financial Planning: We offer comprehensive financial planning services that include cash flow planning, debt management, savings targets, emergency fund, major purchases, and retirement planning. We help our clients identify their financial goals, develop a plan to achieve them, and track their progress over time.

Investment Management: We provide investment management services that are tailored to our clients' risk tolerance, time horizon, and goals. Our investment approach is based on modern portfolio theory and focuses on asset allocation, risk management, performance tracking and reporting, rebalancing, trading, and tax efficiency analysis.

Retirement Planning: We help our clients plan for their retirement by analyzing their retirement lifestyle goals, savings projections, and income sources. We provide recommendations on how to maximize their Social Security benefits, how to withdraw their retirement funds, and how to manage their retirement risks.

Tax Planning: We provide tax planning services that include gains and losses management, Roth conversions, qualified plan contributions analysis, and backdoor Roth IRA's. Our goal is to help our clients minimize their tax liability and maximize their after-tax returns.

Estate Planning: We assist our clients in developing an estate plan that includes a survivors guide, beneficiary and asset titling review, and estate and legacy planning. Our goal is to help our clients protect their assets, provide for their loved ones, and minimize estate taxes.

Insurance Planning: We provide insurance planning services that include life, disability, long-term care, and health savings accounts (HSAs). Our goal is to help our clients identify their insurance needs, evaluate their options, and select the appropriate coverage.

Charitable Giving: We offer charitable giving services that include qualified charitable distributions and donor-advised funds. Our goal is to help our clients maximize their charitable impact, minimize their taxes, and satisfy their philanthropic goals.

Education Planning: We help our clients plan for their children's or grandchildren's education by analyzing their funding options, comparing plans, and estimating future costs.

Family Wealth Planning: We provide family wealth planning services that include estate and legacy planning, family meetings, and education. Our goal is to help our clients preserve and transfer their wealth, promote family harmony, and prepare the next generation for wealth stewardship.