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27 Years
experience
Your Trusted Insurance Partner in Littleton CO
The Premier Insurance Nick Hammer Agency has been serving the insurance needs of Colorado residents and businesses since 1999. Specializing in auto, home, business, and specialty insurance products, we operate as a full-service insurance broker representing over 20 carriers including Travelers, Hartford, Safeco, and Progressive. Our team of experienced professionals focuses on comparing multiple insurance options to deliver cost-effective coverage solutions tailored to individual client needs.

With two office locations in Littleton and Denver, we serve clients across Highlands Ranch, Lakewood, Aurora, and the broader Denver Metro area. Our commitment to exceptional customer service has earned us consistent positive feedback from policyholders who appreciate our personalized approach and expertise in navigating complex insurance requirements.
Services
Auto Insurance Homeowners Insurance Business Insurance Renters Insurance Flood Insurance Bond Services Motorcycle Insurance
Details
  • Year established: 1999
Highlights and features
  • We have over 20 years of experience in Colorado insurance market
  • We shop multiple companies to get you the best value
  • Our team provides personalized insurance solutions
  • We serve clients across Denver Metro and surrounding areas
  • We offer comprehensive coverage options from 20+ carriers
What people say
Great customer service Quick and professional Outstanding insurance agent Buttery smooth process Best Price Special Insurance
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to Colorado drivers' needs. Our coverage options include liability protection, collision coverage, comprehensive protection, and specialized policies for classic cars and high-risk drivers. With access to multiple carriers, we help clients find affordable rates while ensuring adequate protection for vehicles and drivers.
Homeowners Insurance
Our homeowners insurance policies protect Colorado residents against property damage, liability claims, and additional living expenses. We offer customizable coverage options that include dwelling protection, personal property coverage, and liability safeguards. Our agents help clients understand policy details and select appropriate coverage limits for their specific needs.
Business Insurance
We provide tailored business insurance solutions for Colorado companies of all sizes. Our commercial policies protect against property damage, liability claims, and business interruption risks. We offer specialized coverage options for high-risk industries and help businesses meet contractual insurance requirements while managing premium costs effectively.
Renters Insurance
Our renters insurance policies protect tenants' personal property and provide liability coverage for Colorado residents. We offer affordable policies that include personal possessions coverage, liability protection, and additional living expense reimbursement. Our agents help renters understand policy requirements and select appropriate coverage levels.
Bond Services
We offer various bond solutions for Colorado businesses, including surety bonds and fidelity bonds. Our services help businesses meet contractual requirements and protect against financial losses from unfulfilled obligations. We work with clients to determine appropriate bond amounts and ensure compliance with industry-specific regulations.
People
Premier Insurance Nick Hammer Agency
Agent/Owner
With over 20 years of experience in the insurance industry, Premier Insurance Nick Hammer Agency leads our agency with a commitment to personalized service. He specializes in finding customized insurance solutions for Colorado residents and businesses.
Jeanette Ramirez
Agent
Jeanette Ramirez brings extensive insurance expertise to our Denver office, helping clients navigate complex coverage options and secure optimal protection for their personal and business needs.
Maricruz Chavez
Agent
Maricruz Chavez provides personalized insurance guidance to clients in the Littleton area, specializing in matching clients with appropriate coverage solutions from our network of 20+ carriers.
Venette Duran
Customer Service Rep
Venette Duran supports our clients with efficient policy management and claims assistance, ensuring smooth transactions and timely resolution of insurance-related inquiries.
Questions
What types of insurance do you offer?
We offer auto, home, business, renters, flood, motorcycle, and bond insurance services. Our brokers compare policies from over 20 carriers to find optimal coverage solutions.
Do you serve businesses outside Littleton?
Yes, we serve businesses throughout the Denver Metro area including Aurora, Lakewood, Highlands Ranch, and surrounding Colorado communities from our two office locations.
How do insurance deductibles work?
Deductibles represent your out-of-pocket costs before insurance coverage applies. Higher deductibles typically lower premiums but increase your financial responsibility in case of claims.
Can you help with specialty insurance needs?
Yes, we specialize in handling unique insurance requirements including SR-22 filings, DUI coverage, classic car insurance, and commercial bonds for Colorado businesses.
How do I file an insurance claim?
Contact our office directly at 303-904-1552 to initiate a claim. Our team will guide you through documentation requirements and coordinate with insurers to process your claim efficiently.