Business Details
Your Trusted Insurance Partner in Lewiston, Idaho
Troy Insurance has served the Quad-Cities region for over four decades, prioritizing long-term relationships through personalized service, ethical practices, and financial security. Our team collaborates with top national insurance carriers to deliver tailored coverage for homes, vehicles, farms, businesses, and healthcare needs. We specialize in personal, commercial, health, employee benefits, Medicare, and agricultural insurance, ensuring competitive pricing and comprehensive protection.With offices in Lewiston and Moscow, Idaho, we combine local expertise with industry-leading knowledge to meet diverse client needs. Our mission emphasizes integrity and client-centric solutions, making us a trusted partner for individuals and businesses navigating insurance complexities.
Services
Personal Insurance
Commercial Insurance
Health Insurance
Employee Benefits
Medicare
Farm Programs
Highlights and features
- We offer 40+ years of experience in comprehensive insurance solutions.
- Our team partners with top national insurance carriers for competitive pricing.
- We provide personalized service tailored to individual and business needs.
- Our local expertise serves communities across Idaho and Washington.
- We specialize in complex coverage areas like agricultural and commercial insurance.
Services
Personal Insurance
We provide comprehensive personal insurance solutions for homeowners, auto, boats, and specialty vehicles. Our policies include umbrella coverage and excess liability protection, ensuring clients receive tailored plans that balance premium costs with necessary coverage through partnerships with top-rated carriers.
Commercial Insurance
Our commercial insurance services protect businesses with liability, workers' compensation, and auto coverage. We specialize in customized plans for growing companies, including bonding, equipment protection, and inventory insurance, ensuring businesses maintain adequate coverage aligned with their operational risks and growth trajectories.
Health Insurance
We offer health insurance solutions including individual/family plans, HSAs, and supplemental coverage. Our experts help clients navigate ACA-compliant options, short-term plans, and voluntary benefits, ensuring affordable access to medical, dental, vision, and prescription drug coverage tailored to personal and family needs.
Employee Benefits
Our employee benefits programs include health, life, disability, and retirement plans. We assist employers in designing competitive packages with tax advantages, compliance support, and third-party administration services, helping attract talent while meeting regulatory requirements under ERISA and the Affordable Care Act.
Farm Programs
We specialize in farm and crop insurance covering property, liability, and yield protection. Our offerings include multiple peril crop insurance, hail coverage, and livestock risk protection, providing guaranteed income solutions for production losses while supporting Idaho's agricultural community with industry-leading carrier partnerships.
People
David Troy
Commercial/Farm/Crop Producer/Owner
David Troy leads commercial and agricultural insurance services, leveraging deep industry knowledge to develop risk management strategies for businesses and farms across Idaho and Washington.
Derek Bruce
Commercial/Farm/Crop Producer/Owner
Derek Bruce specializes in commercial and crop insurance solutions, providing tailored coverage for businesses and agricultural operations in the Pacific Northwest.
Amanda Nelson
Commercial Insurance/Owner
Amanda Nelson focuses on commercial insurance needs, offering expertise in business liability and risk management solutions for Moscow-based clients.
Chris Raykovich
Commercial Producer
Chris Raykovich provides commercial insurance services, combining local market insights with national carrier resources to protect businesses in Lewiston and Moscow.
Mike MacDowell
Health/Owner
Mike MacDowell leads health insurance services, helping individuals and families navigate complex coverage options to find affordable, comprehensive medical plans.
Questions
What types of insurance does Troy Insurance offer?
We provide personal, commercial, health, employee benefits, Medicare, and farm insurance solutions tailored to individual and business needs.
How can I get a personalized insurance quote?
Contact us via phone or our website to speak with an agent who will assess your needs and provide competitive coverage options.
Do you serve areas outside of Idaho?
Yes, we serve clients in Washington communities including Pullman, Colfax, and Clarkston, in addition to Idaho locations.
What makes Troy Insurance different from other agencies?
Our 40+ years of local experience, partnerships with top carriers, and personalized service create tailored solutions for each client.
Can you help with agricultural insurance needs?
Yes, we specialize in farm and crop insurance programs including yield protection, hail coverage, and livestock risk management.
Are your insurance agents licensed professionals?
Yes, our team includes licensed insurance professionals with expertise in personal, commercial, and specialized coverage areas.
