Business Details
32 Years
experience
Trusted Employee Benefits Solutions in Syracuse, NY
Founded in 1994 by Clark A. Gronsbell, Your Fiscal Fitness has established itself as a trusted independent brokerage specializing in employee benefits and insurance solutions for small businesses and individuals. Our mission centers on delivering creative, competitive solutions tailored to clients' unique needs while maintaining independence from insurance carriers. With over 30 years of combined experience in financial planning and insurance brokerage, our team prioritizes personalized service, resolving most client issues within the same day. We serve businesses across New York State and beyond, offering comprehensive coverage options including health, dental, disability, and life insurance programs.Our expertise extends to navigating complex regulatory requirements like New York State Statutory Disability Insurance, ensuring clients remain compliant while optimizing benefit packages. As former Certified Public Accountants, we bring financial discipline to cost-saving strategies, helping businesses balance affordability with quality coverage. Our service area includes Central New York counties and extends nationally for businesses with New York-based employees.
Services
Group Health Insurance
Group Dental Insurance
Disability Insurance
Medicare Plans
Life Insurance
Long Term Care Insurance
Income Tax Services
SHOP Exchange Brokerage
Statutory Disability Compliance
Details
- Year established: 1994
Highlights and features
- We offer 30+ years of experience in insurance brokerage and financial planning
- Our team provides same-day resolution for most client issues
- We operate as independent brokers representing multiple carriers
- Our certified experts specialize in New York State insurance compliance
- We serve businesses nationwide with New York-based employees
What people say
Quick turnaround time
Cost saving alternatives
Patient explanations
Same-day response
Personalized attention
Services
Group Health Insurance
Comprehensive health insurance solutions for small businesses with access to multiple carriers and plans both on and off the New York State Exchange. We help employers navigate plan options, negotiate rates, and maintain compliance with state regulations. Our service includes administration support and same-day issue resolution for policyholders.
Group Dental Insurance
Cost-effective dental coverage programs for small businesses that include preventive, basic, and major dental services. We simplify plan selection and administration while helping employers improve employee retention through comprehensive dental benefits that meet workplace needs.
Disability Insurance
Specialized disability insurance programs that protect businesses and employees against income loss from illness or injury. We provide both group policies and individual solutions while ensuring compliance with New York State mandatory coverage requirements for employers.
NY Statutory Disability Insurance
Mandatory disability insurance programs meeting New York State legal requirements, including eligibility determination, coverage implementation, and compliance guidance. We help employers understand their obligations and select appropriate coverage options that protect both business and employees.
Medicare Plans
Individual Medicare solutions including plan selection assistance through our PlanEnroll tool. We help clients navigate Medicare options, understand coverage differences, and select plans that best meet their healthcare needs and budget requirements.
People
Clark A. Gronsbell
Owner and Founder
Certified Public Accountant with 30+ years of experience in financial planning and insurance brokerage. Former Washington DC metro area CPA who established Your Fiscal Fitness LLC in 1994. Specializes in integrating financial discipline with employee benefit solutions while maintaining FIC designation.
Questions
What employee benefits do you specialize in?
We specialize in group health, dental, disability, life insurance, and New York State Statutory Disability Insurance programs for small businesses.
Do you serve businesses outside New York State?
Yes, we serve businesses nationwide that have employees based in New York State.
What is the SHOP Exchange for small businesses?
The SHOP Exchange is a New York State marketplace for small businesses to compare and enroll in health insurance plans with potential tax credits.
How do you help with insurance compliance?
We ensure compliance with New York State regulations including mandatory disability insurance requirements and DOL/ERISA documentation.
What sets your brokerage apart?
Our 30+ years of experience, independent carrier representation, and same-day issue resolution differentiate us from traditional brokers.
Do you offer individual insurance plans?
Yes, we provide individual health, Medicare, disability, and life insurance options alongside our small business solutions.
