Business Details
11 Years
experience
Your Trusted Insurance Partner in Lake Havasu City
Havasu Insurance has been serving Lake Havasu City, Arizona, since 2015, specializing in tailored insurance solutions for homeowners, auto, boats, and commercial clients. Our team of experienced professionals, including Harold and Shari Sharpe, focuses on providing preferred insurance rates for clients with excellent credit and clean records. We prioritize comprehensive coverage, offering policies with liability limits starting at 100,000/300,000/100,000 for auto insurance and up to $5 million in umbrella policies.Our expertise extends to business insurance, including workers' compensation, general liability, and commercial vehicle coverage, ensuring local businesses are protected. We emphasize transparency, guiding clients through policy details to avoid coverage gaps. With office hours Monday through Friday, we offer personalized appointments to address client needs efficiently. Our commitment to local expertise and customer-centric service has established us as a trusted insurance partner in the community.
Services
Homeowners Insurance
Auto Insurance
ATV Insurance
Boat Insurance
Motorcycle Insurance
Umbrella Insurance
Business Insurance
Workers Compensation
Bonds
Life Insurance
Details
- Year established: 2015
Highlights and features
- We offer preferred insurance rates for clients with excellent credit and a clean record.
- Our team includes experienced agents with local expertise in Lake Havasu City.
- We provide comprehensive coverage options for homeowners, auto, boats, and commercial clients.
- We prioritize policy transparency to avoid gaps in coverage.
- We offer personalized appointments during weekday business hours.
Services
Homeowners Insurance
We provide tailored homeowners insurance for primary residences, vacation homes, and investment properties. Our policies cover structural damage, personal belongings, and liability claims. Designed for clients with excellent credit and a claims-free history, our coverage ensures financial protection against unforeseen events.
Auto Insurance
Our auto insurance policies start at 100,000/300,000/100,000 liability limits, with options for umbrella policies up to $5 million. We specialize in preferred coverage for drivers with clean records, offering competitive rates for continuous coverage and accident-free histories.
Boat Insurance
We insure boats up to 50 feet in length, including personal watercraft and yachts. Policies cover accidents, theft, and damage, with eligibility for clients storing vessels in Lake Havasu City. Our expertise addresses the unique risks of inexperienced boaters on local waterways.
Business Insurance
Our business insurance includes general liability, workers' compensation, and commercial vehicle coverage. We cater to local businesses and contractors, offering tailored policies for property owners, equipment, and liability risks up to $5 million.
Life Insurance
We offer term life insurance policies with flexible terms of 15, 20, or 30 years. Designed to provide financial security for loved ones, our policies ensure a payout upon the policyholder's death, with straightforward application processes for eligible clients.
People
Harold Sharpe
Insurance Agent
Harold Sharpe brings decades of local insurance expertise to Havasu Insurance, specializing in personalized risk management solutions for homeowners and businesses in Lake Havasu City.
Shari Sharpe
Insurance Agent
Shari Sharpe focuses on preferred insurance policies for clients with excellent credit, leveraging her deep understanding of Arizona's insurance regulations to deliver tailored coverage options.
Questions
What types of insurance do you offer?
We provide homeowners, auto, boat, motorcycle, ATV, umbrella, life, business, workers' compensation, and bond insurance for clients in Lake Havasu City.
Do you offer preferred insurance rates?
Yes, we specialize in preferred insurance for clients with excellent credit, a clean driving record, and no claims for three+ years.
Can I get commercial vehicle insurance?
Yes, we offer commercial vehicle insurance for businesses using vehicles for work purposes, including trucks carrying tools or equipment.
What are your office hours?
Our office is open Monday through Friday from 9:00 AM to 5:00 PM. Appointments are available by calling 928-846-8003.
Do you offer umbrella policies?
Yes, we provide umbrella insurance policies starting at $1 million in coverage, with options up to $5 million for qualified applicants.
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