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Your Friendly Neighborhood Insurance Company

Papanek Insurance, a family-owned and operated independent insurance agency, has been a trusted provider of comprehensive insurance solutions in the Greater Dayton and Cincinnati areas since 1972. With nearly five decades of experience meeting the insurance needs of families and businesses, we have built our reputation on delivering exceptional service and customized insurance coverage. At Papanek Insurance, we are dedicated to offering affordable and individualized options for home insurance, auto insurance, business insurance, life insurance, and more. As independent agents, we represent numerous insurance companies, enabling us to provide our clients with the most suitable coverage at competitive rates. Our knowledgeable and experienced team is committed to understanding your unique insurance needs and providing personalized recommendations for your insurance coverage.

Our Services

At Papanek Insurance, we offer a wide range of insurance services tailored to meet the diverse needs of our clients. Our extensive portfolio includes:

  • Auto Insurance: Protect your vehicles with customized auto insurance coverage. Our team will help you navigate the intricacies of insurance plans to find the right coverage for your needs and budget.
  • Home Insurance: Safeguard your home and possessions with a tailored home insurance policy. We understand the importance of feeling secure in your home, and we are here to help you protect it.
  • Business Insurance: Shield your business from potential risks with comprehensive business insurance coverage. Our experts will work with you to design a policy that aligns with your company's unique needs and ensures continued success.
  • Life Insurance: Plan for the future and protect your loved ones with life insurance. Our life insurance policies provide a safety net during uncertain times, ensuring your family's financial stability.

Our commitment to our clients goes beyond simply providing insurance coverage. We strive to foster long-lasting relationships with our clients, offering professional advice and exceptional service to help you make informed decisions about your insurance needs. As an independent agency, we are not tied to any single insurance company, allowing us the flexibility to offer unbiased recommendations and the most affordable rates.

At Papanek Insurance, our team of experienced insurance professionals is here to help you every step of the way. Whether you are a new homeowner, a business owner, or seeking to update your existing insurance coverage, we are dedicated to providing you with the best options for your individual situation.

Contact us today to learn more about how Papanek Insurance can help you obtain affordable insurance coverage tailored to your needs. Our knowledgeable team is ready to answer your questions and provide the guidance you need to make informed decisions about your insurance coverage.

Reviews
Positive: The majority of customers had excellent experiences with the agency, praising its service, pricing, and coverage.
Negative: One reviewer had a poor experience with the agency, citing poor customer service and misleading marketing.

Customer Satisfaction

The majority of customers have had positive experiences with the Top Shelf Insurance Agency. Many reviewers have praised the agency's excellent service, courtesy, and helpfulness. Elizabeth, Melissa, and other staff members are consistently described as great, polite, and pleasant.

Pricing and Coverage

Several customers have found significant savings with the agency, with one reviewer cutting their bill in half. The agency is praised for working hard to find the best coverage for each customer's specific needs.

Misleading Marketing

However, one reviewer has criticized the agency for using misleading marketing tactics, claiming that they posed as a chance to win a Gatlinburg trip to attract new clients.

Poor Customer Service

Another reviewer had a negative experience with the agency, complaining that they never answered their phones, were rude, and failed to return calls.

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