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Business Details
28 Years
experience
Your Trusted Insurance Partner in Nebraska & Iowa
Ogden Insurance Agency has served clients across Nebraska and Iowa since 1998, specializing in comprehensive insurance solutions tailored to individual and business needs. Our team of licensed agents combines decades of industry experience with personalized service to help clients navigate complex insurance decisions. We prioritize client education and risk assessment, partnering with top-rated carriers to deliver competitive rates and robust coverage options. Our commitment to transparency ensures clients receive clear policy explanations and ongoing support throughout their coverage lifecycle.

With a focus on long-term relationships, we provide proactive policy reviews to adapt to changing life circumstances and business requirements. Our agency maintains deep familiarity with state-specific insurance regulations, ensuring compliance and optimized protection for all clients. From personal auto and home insurance to commercial liability and workers' compensation, we offer a full spectrum of insurance products through a streamlined, client-centered process. Our track record of resolving claims efficiently underscores our dedication to client satisfaction and financial security.
Services
Auto Insurance Homeowners Insurance Renters Insurance Commercial Insurance SR-22 Filings High-Risk Coverage Mobile Home Insurance ATV/Scooter Insurance Business Owners Policies General Liability
Details
  • Year established: 1998
Highlights and features
  • We offer 25+ years of experience serving Nebraska and Iowa insurance needs
  • Our agents partner with top-rated insurance carriers for reliable coverage
  • We provide personalized policy reviews to match evolving client requirements
  • Our team specializes in high-risk insurance and SR-22 filings
  • We maintain transparent pricing with no hidden fees or surprises
Services
Auto Insurance
We provide comprehensive auto insurance coverage for standard and high-risk drivers, including SR-22 filings. Our policies protect against liability, collision, and uninsured motorists while offering competitive rates. Our experienced agents help clients navigate coverage options for personal and commercial vehicles.
Homeowners Insurance
Our homeowners insurance policies protect primary residences, vacation homes, and investment properties against damage, theft, and liability claims. We offer customizable coverage options for standard and high-risk dwellings across Nebraska and Iowa.
Commercial Insurance
We deliver tailored commercial insurance solutions including general liability, workers' compensation, and business owners policies. Our coverage protects Nebraska and Iowa businesses from operational risks, property damage, and liability claims.
SR-22 Filings
We specialize in SR-22 insurance requirements for drivers needing proof of financial responsibility. Our agents assist clients with high-risk auto coverage that meets Nebraska and Iowa state minimum requirements.
High-Risk Coverage
We provide insurance solutions for clients with complex risk profiles, including high-risk auto and home insurance. Our partnerships with specialty carriers ensure coverage options for those declined by standard insurers.
People
Tracy Ogden
Owner/Agent
Tracy Ogden, owner and licensed agent, leads our agency with over 25 years of insurance expertise. She specializes in personalized risk assessment and policy customization for Nebraska and Iowa residents.
Gary Chmelka
Agent
Gary Chmelka brings extensive commercial insurance experience to our team, focusing on business risk management solutions for Iowa and Nebraska companies of all sizes.
McKenna Keenan
Account Manager/Agent
McKenna Keenan specializes in personal lines insurance, helping clients protect their homes and vehicles while maintaining exceptional customer service standards.
Cole Otto
Account Manager/Agent
Cole Otto focuses on auto insurance solutions, including high-risk and SR-22 policies, providing expert guidance to clients across our service areas.
Nate Zabel
Account Manager/Agent
Nate Zabel manages client accounts with emphasis on commercial insurance needs, delivering tailored protection plans for Nebraska and Iowa businesses.
Questions
What insurance products do you offer?
We provide auto, homeowners, renters, commercial, SR-22, high-risk, mobile home, ATV/scooter, and business owners insurance policies.
Do you service both personal and business clients?
Yes, we offer comprehensive coverage solutions for both individual and commercial clients across Nebraska and Iowa.
How can I get an insurance quote?
Contact us at 402-466-5655 or request a quote online through our website's Get A Quote form.
Can I file insurance claims through your agency?
Yes, submit our online claim form and our team will contact you to process your claim promptly.
Do you offer policy management tools?
We provide online forms for address changes, ID card requests, and liability certificate processing.
Are you an independent insurance agency?
Yes, we're an independent agency representing multiple top-rated carriers to find you optimal coverage options.