Work with a neighbor in Madison
Welcome to Ogden Insurance Agency, Inc., your premier provider of insurance solutions in Nebraska and Iowa. As a locally-owned and operated agency, we have been dedicated to protecting our customers' assets and securing their future since 1998. Our team of experienced agents, led by Tracy Ogden, Owner/Agent, Gary Chmelka, Agent, McKenna Keenan, Account Manager/Agent, Cole Otto, Account Manager/Agent, and Nate Zabel, Account Manager/Agent, are committed to providing exceptional service and expertise to ensure that your insurance needs are met.
Why Choose an Independent Agent?
Independent insurance agencies like Ogden Insurance Agency, Inc. offer unmatched benefits when it comes to insuring your assets. Unlike captive agencies tied to a single insurance company, we have the freedom to choose from a diverse range of insurance providers to find the best coverage for your unique circumstances. This means that you can rest assured that your insurance needs are being met, and your coverage is tailored to your specific needs.
Why Work With Us?
Here are just a few reasons why Ogden Insurance Agency, Inc. should be your first and last stop when it comes to insurance:
- We are members of the Lincoln community, committed to serving our local community
- We work for you when you have a claim, ensuring that you receive the best possible service
- We are not obligated to any one company, giving us the flexibility to shop around for the best coverage and rates
- We are your consultants, working with you to determine your insurance needs
- We are value-hunters who look after your pocketbook, searching for the best combination of price, coverage, and service
- We offer one-stop shopping for a full range of products, including home, renters, auto, business, and life insurance
- We can periodically review your coverage to keep up with your changing insurance needs
- We are committed to customer satisfaction, treating you like a person, not a number
- We are licensed professionals with strong customer and community ties
Add To Your Homeowners
At Ogden Insurance Agency, Inc., we understand the importance of protecting your home and personal belongings. Our team can help you customize your homeowners insurance to suit your unique needs. Some of the additional coverage options we offer include:
- Scheduled Personal Property Coverage: Jewelry, Art, Antiques, Collectibles
- Endorsements Available: Service Line Coverage, Enhanced Equipment Breakdown, Increased Dwelling Replacement Cost, Personal Property Replacement Cost, and Increased Special Limits
- Special Personal Property Coverage
- Enhanced Equipment Breakdown Coverage
- Earthquake Coverage
- Watercraft Coverage
Why Rates Go Up
There are many reasons why your car insurance rates may increase. Some of the most common factors include:
- Your claims history and driving record
- History of convictions or driving violations causing surcharges
- Change of address, placing you in a new area that may be considered high-risk
- Increase in the cost of repairs for vehicles
- Rise in medical costs
- Increase in claims payouts
- Changes in the economy
At Ogden Insurance Agency, Inc., we are committed to providing you with the best possible coverage and service at the most competitive rates. Contact us today to learn more about our insurance solutions and services.
Exceptional Customer Service and Competitive Rates
The reviewers at Ogden Insurance Agency are overwhelmingly satisfied with their experience. Many have been with the agency for years, and some have even referred their adult children and friends. The review highlights the exceptional service provided by various agents, including Tracy, McKenna, Nate, and Cole. The reviewers praise the agency's ability to find the best rates, respond promptly to calls and emails, and provide excellent customer service. They also appreciate the friendly and personable nature of the staff, who make it easy to understand insurance and resolve any issues that may arise.
Responsive and Helpful Agents
The agents at Ogden Insurance Agency are consistently praised for their responsiveness and helpfulness. Several reviewers mention that they were able to get in touch with someone on the phone or respond quickly to their emails. The agency's staff is described as friendly, polite, and efficient, with a focus on finding the best deals for their customers.
Long-Term Relationships and Loyalty
Many reviewers have been with Ogden Insurance Agency for over a decade, and some have even been with them for over 25 years. They credit the agency's excellent service and competitive rates for their loyalty and continued business. The reviewers' sentiments reflect a deep sense of trust and appreciation for the agency's expertise and dedication to their customers.

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