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Protecting Your Future, One Policy at a Time.

Steven Hom Insurance Services, Inc. is a locally owned and operated insurance agency in San Ramon, CA, dedicated to providing top-notch insurance products for individuals and businesses. Our team of experienced insurance professionals combines their strong insurance background and product knowledge to assist both current and future clients in managing and planning for all types of risk.

Our Mission

At Steven Hom Insurance Services, Inc., we are committed to providing personalized attention to our clients, ensuring that they receive the exceptional service and attention to detail that only an independent insurance agency can offer. Our knowledgeable and experienced staff will work closely with you to understand your unique needs, providing you with tailored insurance solutions that fit your lifestyle and budget.

Services

We offer a wide range of insurance products and services, including:

  • Personal Insurance: Homeowners Insurance, Auto Insurance, Excess Liability Insurance, Valuable Items Insurance, Flood Insurance, Motorcycle Insurance, Motor Home & RV Insurance, Personal Watercraft Insurance, Renters Insurance, Off Road Insurance, and Snowmobile Insurance
  • Business Insurance: Business Owners Package (BOP), Business Interruption Insurance, Business Property Insurance, Commercial Auto Insurance, Commercial Umbrella Insurance, Directors & Officers Liability Insurance, Employment Practices Liability (EPLI), General Liability Insurance, Hotel & Motel Hospitality Insurance, Investment Property Insurance, Key Person Coverage Insurance, Kidnap & Ransom Insurance, Liquor Liability Insurance, Medical Malpractice Insurance, Professional Liability Insurance, Restaurant Insurance, Special Events Insurance, Surety Bonds Insurance, Technology Insurance, Wholesalers & Distributors Insurance, and Worker's Compensation Insurance
  • Life and Health Insurance: Term Life Insurance, Whole Life Insurance, Universal Life Insurance, Annuities, Long-Term Care Insurance, Group Life Insurance, Disability Insurance, Mortgage Protection, Profit Sharing, and 401(k)

What Sets Us Apart

At Steven Hom Insurance Services, Inc., we pride ourselves on our ability to provide personalized attention and tailored insurance solutions that meet the unique needs of our clients. Our team of experienced insurance professionals is dedicated to delivering exceptional service and attention to detail, ensuring that our clients receive the best possible insurance coverage for their lifestyle and budget.

Reviews
Positive: The overwhelming majority of customers had an excellent experience with the company and agents, praising their professionalism, responsiveness, and expertise.
Negative: Only one customer, Sachie Nguyen-Trung, had a severely negative experience, citing laziness and inefficiency on the part of the company.

Scam Alert

DO NOT USE THIS COMPANY! According to Sachie Nguyen-Trung, the company is inefficient and unable to answer basic questions about insurance claims, resulting in a loss of $7500.

Exceptional Service

The reviews from Jacob Niles, Alton Lo, Steve Block, Molly Downing, Tomo Fukumoto, Joseph Reyes, Thanh Dinh, Renee Bacchini, Murthy V., and Kaylin Jones are all overwhelmingly positive. These customers praise the agents, particularly Bill Stoll and Steve Hom, for their professionalism, integrity, and exceptional service.

Insurance Expertise

Bill Stoll is described as excellent, knowledgeable, and consultative, taking the time to educate customers on policy details and how the process works. Steve Hom is praised for his kindness, genuine care for his clients, and ability to maneuver his business to benefit his customers.

Responsiveness and Customer Service

Many reviewers mention the excellent customer service and responsiveness of the agents, including Carrie, Kathleen, and Bill. They are praised for being detail-oriented, knowledgeable, and very responsive.

Switching Providers

Jacob Niles and his wife plan to switch insurance providers due to needing to save money, but they do not fault the quality of service at Steven Hom Insurance.

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