Business Details
Your Trusted Partner for Healthcare Insurance and Retirement Planning Solutions
Shane & Associates is an independent consulting firm dedicated to simplifying healthcare insurance and retirement planning for businesses and individuals. With a combined practice history exceeding seventy-five years, our team approach focuses on addressing unique client challenges while demystifying complex industry regulations. We prioritize client satisfaction through transparent communication and tailored solutions, ensuring affordable, understandable coverage options.Our expertise spans business insurance, group benefits, Medicare navigation, and retirement plan design, serving clients across California. By leveraging dynamic tools and advocating for informed decision-making, we strive to deliver exceptional value and long-term trust in every partnership.
Services
Employee Benefits
Retirement Plans
Individual Coverage
Medicare
Business Insurance
Group Benefits
Personal Lines Insurance
Highlights and features
- We have over 75 years of combined experience in insurance and retirement planning.
- Our team approach ensures personalized solutions for every client's unique needs.
- We simplify complex healthcare and retirement planning processes for clarity.
- Client satisfaction is prioritized through transparent communication and advocacy.
- We leverage dynamic tools to reduce premium increases and improve coverage outcomes.
What people say
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Services
Employee Benefits
We design comprehensive employee benefit packages that attract top talent while managing costs for employers. Our solutions include health, dental, and retirement plans tailored to business size and industry needs. By leveraging group purchasing power, we help reduce premium increases through informed carrier negotiations and wellness program integration.
Retirement Plans
Our retirement planning services cover IRAs, 401(k)s, and specialized plans for self-employed individuals. We provide personalized guidance on tax-advantaged savings strategies and investment options. With expertise in evolving regulations, we help clients create sustainable income streams while minimizing tax liabilities during retirement transitions.
Medicare Solutions
We specialize in Medicare Part A-D enrollment and supplemental plan selection for individuals over 65 or with qualifying disabilities. Our advisors explain coverage options, prescription formularies, and cost-sharing details. We provide free consultations to ensure clients understand enrollment timelines and avoid penalties through timely, informed decisions.
Business Insurance
We offer customized commercial insurance packages including liability, property, and workers' compensation coverage. Our risk management approach considers industry-specific exposures and regulatory requirements. We help businesses protect assets through bundled policies while ensuring compliance with state mandates for employee protections.
Individual Coverage
We assist individuals in securing health, life, and personal property insurance tailored to unique circumstances. Our services include Covered California enrollment assistance and Medigap policy comparisons. We focus on matching clients with affordable plans that balance premium costs and coverage adequacy for long-term financial security.
People
Jo Ann Shane
Licensed Advisor
Jo Ann Shane holds California Insurance License #0722319 with over 25 years of experience in healthcare and retirement planning. She specializes in simplifying complex insurance regulations for small businesses and individuals across California.
Questions
What types of insurance do you offer?
We provide business insurance, employee benefits, Medicare solutions, retirement plans, and personal lines insurance including health, life, and property coverage.
Do you help with Medicare enrollment?
Yes, we offer free consultations for Medicare Part A-D enrollment, supplemental plans, and prescription coverage comparisons to California residents.
How do you handle small business insurance needs?
We assess business size, industry, and employee count to create customized packages combining liability, property, and workers' compensation coverage.
Can you assist with retirement plan selection?
Our advisors explain IRA, 401(k), and SEP options, focusing on tax advantages and long-term income sustainability tailored to your financial situation.
Are your services available statewide in California?
Yes, we serve clients throughout California with office locations in the Bay Area and Southern California regions.
