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22 Years
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Emergency
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Your Trusted Insurance Partner in Germantown, WI
Founded in 2004, Frydach Insurance has served individuals, families, and businesses in Germantown, Wisconsin, and surrounding areas for over two decades. As an independent agency representing more than 20 insurance companies, we prioritize personalized service and tailored solutions to meet diverse client needs. Our expertise spans auto, home, renters, condo, collector car, and business insurance, with a focus on transparency, competitive pricing, and 24/7 emergency support.

We actively engage in local community initiatives, including youth sports and charity events, reinforcing our commitment to the communities we serve. With decades of combined industry experience, our team ensures clients receive comprehensive coverage and exceptional service, backed by partnerships with leading insurers like ACUITY and Travelers.
Services
Auto Insurance Home Insurance Renters Insurance Condo Insurance Collector Car Insurance Business Insurance ATV/UTV Insurance Snowmobile Insurance Motorcycle Insurance
Details
  • Year established: 2004
Highlights and features
  • We offer 24/7 emergency insurance support and personalized service.
  • Our independent agency partners with 20+ insurers to find your best fit.
  • Specialized expertise in collector car, motorcycle, and Wisconsin homeowners insurance.
  • Community-focused with decades of local experience and tailored coverage options.
  • Transparent pricing and discounts for safe drivers, multi-policies, and more.
What people say
Quick and super responsive Best agent ever Top notch service Highly recommended Great service, best rates
Services
Auto Insurance
Auto insurance provides liability and physical damage coverage for vehicles, protecting against accidents, theft, and unforeseen events. We offer policies tailored to Wisconsin drivers, including minimum liability, collision, comprehensive, and uninsured motorist coverage. Our team helps clients navigate discounts for safe driving, multi-vehicle bundling, and anti-theft devices.
Home Insurance
Home insurance safeguards property against risks like fire, theft, and weather damage. We specialize in Wisconsin homeowners policies with customizable coverage for dwellings, personal property, and liability. Additional options include flood insurance, personal property floaters, and loss assessment coverage for condominium owners.
Collector Car Insurance
Collector car insurance covers vintage and specialty vehicles with agreed-value policies, towing reimbursement, and coverage for rare parts. Designed for enthusiasts in southeastern Wisconsin, our plans protect against damage during transport, storage, or exhibitions, with flexible usage terms for car shows and recreational driving.
Business Insurance
Business insurance protects small enterprises from liability claims, property damage, and operational disruptions. Our packages include general liability, property coverage, and industry-specific protections tailored to Wisconsin businesses. We help clients balance cost and risk with policies from trusted carriers like Travelers and Secura.
Renters Insurance
Renters insurance covers personal belongings, liability, and living expenses after covered losses. We provide policies for Germantown residents with replacement cost coverage, liability protection, and medical payments for accidents in rental units. Affordable rates and customizable limits ensure value for budget-conscious tenants.
People
Debbie Frydach
Owner and Founder
Debbie Frydach founded Frydach Insurance in 2004 after 12 years in the insurance industry. She specializes in personalized auto and homeowners policies, leveraging partnerships with 20+ carriers to serve Wisconsin clients. Her expertise includes classic car insurance and community engagement through local events.
Questions
What types of insurance does Frydach Insurance offer?
We offer auto, home, renters, condo, collector car, motorcycle, snowmobile, ATV/UTV, business, and commercial insurance policies tailored to Wisconsin residents.
How can I get a discount on my insurance policy?
Discounts are available for safe driving, multi-policy bundling, anti-theft devices, good student records, and paid-in-full premiums. Contact us to explore all applicable savings.
Is Frydach Insurance available 24/7 for emergencies?
Yes, we provide 24/7 emergency support, including claims assistance and policyholder access to our cell phone line for urgent needs.
Can I switch insurance companies mid-policy?
Yes, you can switch at any time. We help cancel existing policies without gaps and ensure continuous coverage while avoiding early termination fees.
Do you serve areas outside Germantown?
Yes, we serve Menomonee Falls, Mequon, Thiensville, Richfield, Hubertus, and surrounding Wisconsin communities for personal and business insurance needs.
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