Business Details
11 Years
experience
Your Trusted Florida Insurance Partner
Wornicki DelVecchio Insurance is a family-owned independent agency rooted in decades of industry experience and three generations of expertise. Founded in 2015 by Adam DelVecchio, our agency combines the legacy of the Wornicki and DelVecchio families with modern, personalized service tailored to Florida's unique insurance landscape. As an independent provider, we offer access to multiple carriers, ensuring competitive rates and customized solutions for auto, home, life, business, and specialty insurance needs.Our team of licensed professionals prioritizes client relationships, leveraging deep local knowledge of St. Petersburg and surrounding counties to deliver dependable service and comprehensive coverage. With a commitment to transparency, integrity, and community, we strive to protect our clients' assets while upholding the trust established by the original 'Good Guy Nearby' tradition.
Services
Auto Insurance
Homeowners Insurance
Life Insurance
Business Owners Insurance
Renters Insurance
Commercial Auto
Flood Insurance
Workers Compensation
Umbrella Policies
Pet Insurance
Details
- Year established: 2015
Highlights and features
- We offer three generations of combined insurance industry experience
- Our independent agency status provides access to multiple carriers
- We specialize in Florida-specific insurance challenges and solutions
- Our team includes licensed experts in property, casualty, life, and health insurance
- We provide personalized service with deep local market knowledge
What people say
Exceptional service
Knowledgeable agents
Competitive rates
Quick claims process
Personalized attention
Services
Auto Insurance
Auto insurance protects drivers against financial losses from accidents, theft, or damage. Our policies include liability, collision, comprehensive, and uninsured motorist coverage tailored to Florida's requirements. We help clients choose appropriate limits and deductibles while offering discounts for safe driving records and multi-policy bundling.
Homeowners Insurance
Homeowners insurance safeguards property investments against damage from fire, storms, and other covered perils. Our policies cover dwelling structures, personal belongings, liability claims, and additional living expenses. We specialize in Florida-specific needs including wind mitigation credits and flood insurance options.
Business Owners Insurance
Business Owners Policies combine property, liability, and business interruption coverage into comprehensive packages. We offer general liability, workers compensation, commercial auto, and professional liability insurance tailored to Florida businesses' unique risks and regulatory requirements.
Life Insurance
Life insurance provides financial protection for dependents through death benefit policies. We offer term life, whole life, and universal life options to meet diverse needs, helping clients ensure their family's financial stability while considering future income and lifestyle changes.
Renters Insurance
Renters insurance covers personal property against theft or damage while providing liability protection. Our policies protect tenants' belongings and offer additional living expense coverage when rentals become uninhabitable, addressing common misconceptions about landlord insurance limitations.
People
Adam DelVecchio
Agency Principal & Owner
Graduate of Florida State University with 15+ years in insurance. Former State Farm agent and financial services professional. Specializes in Florida property and casualty insurance with expertise in difficult-to-place risks.
Laurie Ramos
Agent
Licensed property and casualty agent with extensive experience in Florida insurance markets. Focuses on personal lines policies including auto and homeowners insurance with emphasis on client education.
Mike Moore
Agent
Licensed property/casualty and life/health agent with over 20 years in insurance. Provides comprehensive coverage solutions while maintaining Florida's insurance regulatory compliance for personal and commercial clients.
Sheila Curtis
Retention Specialist
Handles policy renewals, payment processing, and client communications. Maintains policy records and provides administrative support during business hours. Certified notary public offering free services to clients.
Questions
Why use an independent insurance agent?
Independent agents offer multiple carrier options, local expertise, and personalized advocacy during claims while maintaining competitive pricing comparable to direct purchases.
What is Citizens Property Insurance?
Citizens is Florida's insurer of last resort for properties unable to secure private coverage. We prioritize private market options but use Citizens when necessary.
Do I need flood insurance in Florida?
Flood insurance is recommended for all Florida properties, especially Tampa Bay area residents. Required for mortgages in high-risk zones but beneficial even in lower-risk areas.
What is stacking in insurance?
Stacking combines uninsured/underinsured motorist coverage across multiple policies to increase total protection limits, available for bodily injury claims.
How does wind mitigation affect premiums?
Wind mitigation inspections identify storm-resistant features that qualify homeowners for premium discounts through documented structural protections.
What is a 4-point inspection?
A 4-point inspection evaluates roof, electrical, plumbing, and HVAC systems to determine eligibility for older homes seeking insurance coverage.
