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Business Details
16 Years
experience
Your Trusted Partner for Comprehensive Insurance Solutions
Founded in 2010, Unbehagen Insurance was established by the management team of a leading tax and accounting firm specializing in small businesses. Recognizing the unique insurance needs of small businesses and individuals, we created an agency dedicated to providing personalized service, extensive carrier options, and the same level of expertise that earned our parent firm national recognition. Our affiliation with Wallace Welch & Willingham, one of Florida's largest independent agencies with nearly a century of experience, allows us to combine local knowledge with access to over 100 top-rated insurance markets. We specialize in commercial, personal, and marine insurance, offering tailored solutions for small businesses, homeowners, boaters, and drivers across Florida and the United States.

Our proprietary risk management system helps clients reduce claims and improve safety while maintaining compliance. With a team of experienced professionals and a commitment to client education, we ensure our policyholders receive comprehensive coverage and exceptional service. Our agents work hand-in-hand with clients to understand their specific needs, providing unbiased advice based on what best serves their interests. We pride ourselves on transparent communication, prompt claims handling, and a dedication to exceeding client expectations through continuous improvement driven by customer feedback.
Services
Small Business Insurance Auto Insurance Boat Insurance Flood Insurance Homeowners Insurance Workers' Compensation Umbrella Insurance Life Insurance Employee Benefits Commercial Insurance
Details
  • Year established: 2010
Highlights and features
  • We combine 30+ years of small business expertise with insurance specialization
  • Our affiliation with W3 provides access to 100+ top-rated insurance markets
  • We use a proprietary risk management system to reduce client claims
  • Our team offers personalized service with local market knowledge
  • We maintain transparent communication and prompt claims handling
Services
Small Business Insurance
Our small business insurance solutions provide comprehensive coverage tailored to Florida's unique business environment. We offer liability protection, property insurance, and workers' compensation policies designed specifically for small enterprises. Our proprietary risk management system helps businesses reduce claims through safety training and compliance assistance while maintaining access to multiple insurance markets through our W3 affiliation.
Auto Insurance
We provide customizable auto insurance policies covering liability, collision, comprehensive, and uninsured motorist protection. Our A-rated carriers offer competitive rates for personal vehicles, motorcycles, and RVs across the United States. Policyholders benefit from personalized service and the option to bundle life insurance at minimal additional cost through our affiliated providers.
Boat Insurance
Our marine insurance specialists offer comprehensive protection for boats, yachts, and personal watercraft. With 75+ years of combined experience, we provide coverage for pleasure boats, charter vessels, and commercial marine operations. Policies include liability protection, physical damage coverage, and specialized options for Florida's boating community through our W3 partnership.
Flood Insurance
We offer flood insurance policies through the National Flood Insurance Program and private carriers to protect Florida properties from water damage. Our experts help clients understand coverage options for standard and preferred risk properties, ensuring compliance with federal requirements and providing protection against storm surges and drainage issues.
Workers' Compensation
Our workers' compensation insurance provides essential protection for Florida businesses with employees. We offer policies that meet state requirements while providing comprehensive coverage for workplace injuries and occupational illnesses. Our risk management resources help businesses implement safety protocols to reduce claims and maintain compliance with OSHA regulations.
Questions
What insurance services do you offer?
We provide small business insurance, auto, boat, flood, homeowners, workers' compensation, umbrella policies, life insurance, and employee benefits coverage.
How can I get an insurance quote?
Request a quote online through our website or contact our St. Petersburg office at 813-777-2412 for personalized assistance from our licensed agents.
Do you serve clients outside Florida?
While based in Florida, we provide insurance coverage to individuals and businesses throughout the United States.
What are your business hours?
Our St. Petersburg office is open Monday-Friday from 9:00 AM to 5:00 PM Eastern Time.
How does your affiliation with W3 benefit clients?
Our partnership with Wallace Welch & Willingham provides access to 100+ top-rated insurance carriers while maintaining personalized service from our local team.
What makes your insurance agency different?
We combine our tax firm's small business expertise with W3's resources to offer tailored solutions, proprietary risk management tools, and dedicated client service.
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