Business Details
21 Years
experience
Your Trusted Insurance Partner in St. Petersburg, FL
Academy Insurance Agency was founded in 2005 with a mission to provide personalized, comprehensive insurance solutions tailored to each client's unique needs. Our team of experienced professionals conducts a thorough review of your financial portfolio to identify potential risks and recommend products that offer robust protection. We maintain strong relationships with multiple carriers to ensure competitive pricing and reliable claims handling, prioritizing client satisfaction through direct communication and proactive service.With over 75 years of combined industry experience, we specialize in commercial and personal insurance, serving clients across Florida with a commitment to transparency and long-term partnerships. Our A+ BBB rating reflects our dedication to excellence, and our local expertise enables us to address the specific needs of homeowners, businesses, and individuals throughout the state.
Services
Commercial General Liability
Commercial Property Insurance
Professional Liability
Workers Compensation
Commercial Auto
Bonding
Personal Auto Insurance
Flood Insurance
Umbrella Liability
Details
- Year established: 2005
Highlights and features
- We offer personalized insurance solutions tailored to your specific needs.
- Our team has 75+ years of combined industry experience and expertise.
- We work with multiple carriers to ensure competitive pricing and coverage options.
- Our A+ BBB rating demonstrates our commitment to ethical business practices.
- We provide direct, responsive communication with licensed insurance professionals.
Associations and certifications
- Better Business Bureau (BBB)
What people say
Personalized service
Knowledgeable agents
Reliable claims handling
A+ BBB rating
Local expertise
Services
Commercial General Liability
Commercial General Liability insurance protects businesses from lawsuits and liabilities arising from slip-and-fall incidents, advertising injuries, and property damage claims. This coverage ensures businesses can focus on operations without financial risk from unexpected legal challenges. Academy Insurance Agency provides customized policies to meet specific industry needs.
Commercial Property Insurance
Commercial Property Insurance covers physical assets like buildings, equipment, and inventory against fire, theft, and natural disasters. This protection includes business income coverage to maintain operations during recovery periods. Academy Insurance Agency offers tailored solutions for property owners and lessees across Florida.
Professional Liability Insurance
Professional Liability Insurance safeguards service providers against claims of negligence, misrepresentation, or inadequate advice. This coverage is essential for professionals facing litigation over service-related disputes. Academy Insurance Agency offers policies tailored to accountants, consultants, and other service providers.
Workers Compensation Insurance
Workers Compensation Insurance provides medical and wage benefits for employees injured on the job while protecting employers from lawsuits. Academy Insurance Agency secures competitive policies with potential dividends, ensuring compliance and financial protection for Florida businesses.
Commercial Auto Insurance
Commercial Auto Insurance covers vehicles used for business purposes against accidents, theft, and property damage. Academy Insurance Agency offers policies that protect company-owned and leased vehicles, ensuring uninterrupted operations for businesses with transportation needs.
People
Rose Wainwright
Agency Owner
Rose Wainwright founded Academy Insurance Agency in 2005 after 30 years in the insurance industry. She specializes in personalized client service and has built a team focused on comprehensive risk management solutions for Florida residents and businesses.
Shazari Diaz
Commercial Lines Agent
Shazari Diaz specializes in commercial insurance solutions, helping businesses secure appropriate coverage for liability, property, and operational risks. With extensive experience in risk assessment, she provides tailored insurance strategies for Florida's diverse business community.
Heather Swartz-Brewer
Personal Lines Advisor
Heather Swartz-Brewer assists individuals with personal insurance needs, including homeowners, auto, and flood policies. Her client-focused approach ensures comprehensive protection while maintaining competitive pricing for Florida residents.
Megan Davis
Licensed Agent
Megan Davis provides insurance solutions for both commercial and personal clients, leveraging industry knowledge to create customized protection plans. She works closely with clients to ensure their evolving needs are consistently addressed.
Christina Guzman
Office Manager
Christina Guzman manages office operations while assisting personal lines clients with policy administration and claims support. Her organizational skills ensure smooth service delivery for Academy Insurance Agency's growing client base.
Questions
What insurance do first-time homebuyers need?
First-time homebuyers need a homeowners policy (HO3) covering property damage, liability, and additional living expenses. We require your name and property address to provide a customized quote.
What insurance is required for new businesses?
New businesses typically need General Liability for lawsuit protection and Commercial Property coverage for physical assets. Even renters should insure interior build-outs and business contents.
What are Florida's auto insurance requirements?
Florida requires Personal Injury Protection (PIP) and $10k property damage coverage. While bodily injury isn't mandatory, we recommend it to avoid potential vehicle impoundment and license suspension.
How do insurance deductibles work?
A deductible is your portion of a claim. For example, with a $1,000 deductible and $10,000 damage, you pay $1,000 and receive $9,000 from your insurer. Claims below your deductible amount receive no payout.
Is workers' comp required for sole proprietors?
Florida doesn't require workers' comp for sole proprietors without employees. However, coverage can protect your income if work-related injuries prevent you from earning wages.
