Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Paducah, KY
Henneberger & Flynn Insurance has been locally owned and operated in Paducah, KY since 1932, providing personalized insurance solutions to individuals and businesses. With over 25 years of combined experience, our team specializes in crafting tailored insurance packages by leveraging relationships with multiple top-tier carriers. We prioritize building long-term relationships through honest, transparent service, ensuring clients receive comprehensive coverage at competitive rates. Our commitment to excellence is reflected in our 99% client retention rate and recognition as a Top 15 Best Place to Work in Insurance. As a subsidiary of Houchens Industries, we maintain a unique focus on local service while delivering national-scale expertise.Our team of dedicated professionals, including Russ and Lynda Flynn, brings problem-solving expertise and responsiveness to every client interaction. We specialize in navigating complex insurance markets to simplify decision-making for our clients, allowing them to focus on their core priorities. Our 100% employee-owned structure ensures every team member shares a vested interest in client satisfaction. From home and auto insurance to specialized commercial coverage, we provide solutions tailored to individual needs. Our legacy of trust, built over nine decades, continues through our unwavering dedication to protecting what matters most to our clients.
Services
Homeowners Insurance
Auto Insurance
Commercial Insurance
Umbrella Liability
Workers Compensation
Flood Insurance
Business Owners Policy
Condominium Insurance
Motorcycle Insurance
Valuable Items Coverage
Details
- Year established: 1932
Highlights and features
- We offer over 25 years of experience in personal and commercial insurance
- Locally owned since 1932 with deep community knowledge
- Tailored insurance packages from multiple carrier options
- 99% client retention rate demonstrates consistent satisfaction
- 100% employee-owned structure ensures vested interest in client success
Associations and certifications
- ESOP (Employee Stock Ownership Plan)
What people say
24/7 availability
Personalized solutions
Exceptional responsiveness
Long-term reliability
Expert guidance
Services
Homeowners Insurance
Protects your primary residence and personal property against covered losses. Includes liability protection and additional living expenses during repairs. Offers optional endorsements for valuable items, sewer backup, and identity theft recovery. Designed for both standard and unique properties including seasonal homes.
Commercial Insurance
Comprehensive coverage for businesses of all sizes, including liability, property damage, and workers compensation. Tailored solutions for specific industries like construction, manufacturing, and hospitality. Includes specialized options for equipment breakdown, cyber liability, and business interruption protection.
Auto Insurance
Covers personal and commercial vehicles against collision, comprehensive, and liability claims. Offers replacement cost coverage, gap protection, and multi-policy discounts. Available for standard vehicles, high-performance cars, and specialty equipment like boats and ATVs.
Umbrella Liability
Provides additional liability coverage beyond standard policy limits. Protects against major claims from accidents, property damage, or lawsuits. Essential for individuals and businesses seeking enhanced financial security and asset protection.
Workers Compensation
Mandatory insurance for employee work-related injuries or illnesses. Covers medical expenses, lost wages, and rehabilitation costs. Includes employer liability protection against lawsuits from workplace injuries. Compliant with state-specific regulations.
People
Russ Flynn
Insurance Agent
Experienced insurance professional with over 15 years of service. Known for responsive service and personalized solutions. Specializes in commercial risk management and complex coverage needs. Maintains direct relationships with multiple carriers to secure optimal rates.
Lynda Flynn
Insurance Agent
Seasoned agent focusing on personal insurance portfolios. Expert in bundling home, auto, and specialty coverage. Recognized for exceptional client support during claims processes. Committed to long-term client relationships and community service.
Greg Overstreet
Insurance Professional
Commercial insurance specialist with expertise in construction and manufacturing sectors. Skilled in risk assessment and policy customization. Active in local business development initiatives. Provides strategic coverage advice for growing enterprises.
Questions
What types of personal insurance do you offer?
We provide homeowners, auto, condominium, motorcycle, boat, and umbrella liability insurance. Specialized coverage includes valuable items protection, flood insurance, and identity theft recovery.
Do you offer business insurance for small companies?
Yes, we offer commercial insurance packages for businesses of all sizes, including liability coverage, property protection, workers compensation, and industry-specific solutions for contractors, retailers, and service providers.
How quickly can you help with insurance claims?
Our team prioritizes prompt claims assistance, often providing initial support within hours of notification. We maintain direct carrier relationships to expedite resolution processes for both personal and commercial claims.
Can I get insurance coverage outside Kentucky?
While locally based in Paducah, we provide coverage across all 50 states through our network of partner carriers, ensuring consistent service regardless of location requirements.
What discounts are available for auto insurance?
We offer multi-policy, safe driver, good student, and telematics-based discounts. Replacement cost coverage and gap protection are also available to eligible policyholders.
How do you handle policy renewals and reviews?
We proactively review policies annually and during life-changing events. Our team contacts clients directly to discuss coverage adjustments, new discount opportunities, and emerging risk factors.
