Business Details
50+ Years
experience
Your Trusted Insurance Partner in Paducah, KY
Hibbs Insurance has served individuals and businesses in our community since 1960, offering tailored insurance solutions that prioritize client needs. As a family-owned independent agency, we combine decades of industry expertise with personalized service to help clients navigate complex insurance decisions. Our team of licensed professionals works with multiple carriers to ensure competitive pricing while maintaining a commitment to fast, fair claims processing and community-focused service.With over 60 years of local experience, we provide comprehensive coverage options for auto, home, life, and commercial insurance, ensuring clients receive customized protection that aligns with their unique circumstances.
Services
Auto Insurance
Home Insurance
Life Insurance
Commercial Insurance
Claims Assistance
Policy Updates
Risk Assessment
Coverage Customization
Details
- Year established: 1960
Highlights and features
- We offer 60+ years of local insurance expertise and personalized service.
- Our independent agency status allows comparison shopping across multiple carriers.
- We specialize in customized coverage for unique personal and business needs.
- Our team provides proactive risk management and loss prevention guidance.
- We maintain a proven track record of prompt, equitable claims resolution.
What people say
Responsive service
Proactive coverage advice
Trustworthy guidance
Personal relationships
Prompt claims resolution
Services
Auto Insurance
Our auto insurance policies protect vehicles against accidents, theft, and natural disasters while offering liability coverage for third-party claims. We provide personalized solutions for personal and business use vehicles across multiple states. Our team helps clients understand state-specific requirements and select optimal coverage combinations for their driving needs.
Home Insurance
Home insurance policies cover structural damage, personal property loss, and liability claims while providing additional living expense coverage during displacement. We specialize in tailored solutions for homeowners, renters, and condominium residents with options for scheduled valuable items and catastrophe preparedness.
Life Insurance
We offer term, whole, and universal life insurance policies that provide death benefits for beneficiaries while incorporating living benefits through cash value accumulation. Our agents help clients determine appropriate coverage amounts based on financial obligations and future planning needs.
Commercial Insurance
Our commercial insurance packages protect businesses through liability, property, and workers' compensation coverage with specialized options for business owners policies. We provide risk assessment services and catastrophe preparedness programs tailored to small and medium-sized enterprises across multiple industries.
Claims Assistance
We offer comprehensive claims support including immediate response guidance, damage documentation assistance, and coordination with adjusters. Our team provides step-by-step guidance through the claims process with dedicated support for property, auto, and commercial insurance claims.
People
Michael O. Hibbs
President, Agent
With 45+ years in insurance, Mike specializes in commercial coverage and maintains strong client relationships while leading the agency's strategic direction since 1993.
Jeffrey A. Baumgardner
Agent, Claims Specialist
Andy brings 30+ years of local insurance experience, focusing on claims resolution and commercial lines client service while maintaining deep community connections.
Jason M. Hibbs
Vice President, Agent
Jason combines 22 years of insurance expertise with financial management experience to serve clients' commercial and personal insurance needs effectively.
Jennifer N. Lamphere
Vice President, Agent
With 16+ years as a property and casualty agent, Jennifer focuses on marketing initiatives and long-term client relationship development while maintaining technical insurance expertise.
Ray Guthrie Jr.
Agent
Ray combines 7 years of insurance experience with business administration expertise to deliver comprehensive personal and commercial coverage solutions since joining in 2014.
Questions
How do I file an insurance claim?
Contact us directly at 270-554-2105 during business hours to initiate your claim process with immediate assistance and step-by-step guidance.
What areas do you serve?
We provide insurance services across Western Kentucky, Southern Illinois, and Northwestern Tennessee with localized risk assessment expertise.
Can I update my policy online?
Existing clients can request policy updates through our secure online portal for convenient after-hours access to account management tools.
What insurance types do you offer?
We provide auto, home, life, commercial insurance, and specialized coverage options tailored to personal and business client requirements.
How are claims handled after hours?
For urgent claims outside business hours, contact information listed on your policy documents provides access to emergency claim services.
Do you offer business insurance solutions?
Our commercial insurance services include liability protection, property coverage, workers' compensation, and customized business owners policies for SMEs.
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