Business Details
50+ Years
experience
Your Trusted Insurance Partner in Lubbock, TX
Since 1973, Charles Short Insurance Agency has been dedicated to providing personalized insurance solutions tailored to our clients' unique needs. Our team combines decades of industry experience with a commitment to understanding the specific risks faced by individuals and businesses in Lubbock, TX, and beyond. We pride ourselves on being more than just an insurance providerwe are a trusted partner, offering guidance and support through every stage of life and business.Our independence allows us to curate policies from multiple carriers, ensuring our clients receive comprehensive coverage that aligns with their goals. With a focus on transparency, reliability, and client-centric service, we strive to empower our community with the protection they deserve.
Services
Auto Insurance
Home Insurance
Umbrella Insurance
Business Owners Insurance
General Liability Insurance
Commercial Umbrella Insurance
Contractor Insurance
Retail Business Insurance
Restaurant Insurance
Details
- Year established: 1973
Highlights and features
- We offer personalized insurance solutions tailored to your needs
- Our team provides knowledgeable service and support
- We are committed to being there for you in your time of need
- We represent multiple insurance companies to offer diverse options
- We simplify the insurance process with client-focused guidance
Services
Auto Insurance
Auto insurance protects your vehicle and provides liability coverage for accidents. We offer policies tailored to personal and business needs, including bodily injury, property damage, and comprehensive coverage. Our solutions ensure financial protection against unexpected events like theft, weather damage, and collisions.
Home Insurance
Home insurance safeguards your residence and belongings against risks like fire, water damage, and theft. We provide policies covering repair costs, personal liability, and additional living expenses during disruptions. Our plans are customized to protect your home, whether it's a primary residence or secondary property.
Business Owners Insurance
Business Owners Policies (BOP) combine property and liability insurance into one package. We offer coverage for commercial property damage, general liability claims, and business interruption losses. This solution is ideal for small to mid-sized businesses seeking comprehensive protection for physical assets and operational risks.
General Liability Insurance
General liability insurance covers third-party claims for bodily injury, property damage, and advertising injuries. We provide policies tailored to businesses in various industries, ensuring protection against common risks like customer accidents or property damage. This coverage is essential for companies meeting clients on-site or handling physical assets.
Umbrella Insurance
Umbrella insurance provides additional liability protection beyond standard policy limits. We offer policies that extend coverage for auto, home, and business insurance claims. This solution is crucial for safeguarding assets against large lawsuits or claims exceeding primary policy limits, offering peace of mind for individuals and businesses.
Questions
What types of insurance do you offer?
We offer auto, home, umbrella, business owners, general liability, commercial umbrella, contractor, retail, and restaurant insurance.
Are you licensed to operate in Texas?
Yes, we are licensed in Texas and serve clients across the state.
How can I request a quote?
Visit our website or contact us directly at 806-763-4409 to discuss your insurance needs and receive a personalized quote.
What makes your agency different?
As an independent agency, we represent multiple carriers to provide tailored solutions, ensuring you get the best coverage for your unique needs.
Do you offer coverage for unique risks?
Yes, we provide specialized coverage for risks like flood, valuable possessions, and commercial property, ensuring comprehensive protection for all clients.
How do I file a claim?
Contact us directly or visit our Service Center online to report a claim and receive guidance through the process.