Business Details
43 Years
experience
Trusted Life Insurance Solutions for Business & Estate Planning
Risk Resource is a nationally recognized life insurance firm specializing in business and estate planning. Founded in 1983 and based in Scottsdale, Arizona, we have served over 2,000 business owners and families with advanced life insurance solutions. Our client-centric approach prioritizes trust, transparency, and empathy, offering customized strategies for succession planning, wealth preservation, and risk management. As a third-generation, independent firm, we represent 100+ top-rated insurance carriers to deliver tailored solutions.Our team of experts, including President Ian Sachs and the late founder Nate Sachs, brings decades of combined experience in complex estate planning and business continuity. We emphasize long-term relationships, annual policy reviews, and holistic financial protection for individuals, families, and closely held businesses.
Services
Buy-Sell Agreements
Key Person Insurance
Executive Bonus Plans
Estate Planning
Life Insurance Audits
Long-Term Care Insurance
Annuities
Disability Insurance
Life Settlements
ILITs
Details
- Year established: 1983
Highlights and features
- We offer 40+ years of specialized expertise in business and estate planning.
- Our independent status ensures unbiased access to 100+ top-rated insurance carriers.
- Client-focused approach with annual policy reviews and personalized service.
- Third-generation firm with proven experience in complex succession strategies.
- Nationwide service with local Scottsdale-based expertise and community ties.
What people say
Exceptional service
Tremendous peace of mind
Unparalleled professionalism
Client-focused approach
Proven expertise
Services
Buy-Sell Agreements
Buy-sell agreements ensure business continuity during ownership transitions. We structure legally binding contracts funded by life insurance to facilitate smooth buyouts during triggering events like death or retirement. Our solutions protect business value and maintain operational stability for closely held companies.
Key Person Insurance
Key person insurance safeguards businesses from financial losses due to critical employee death. We design policies that provide liquidity for hiring replacements, settling debts, and maintaining operations. Our tailored solutions ensure business continuity and protect shareholder value for essential personnel.
Estate Planning
Our estate planning services utilize life insurance to create liquidity, protect wealth, and facilitate intergenerational transfers. We implement strategies like ILITs and 1035 exchanges to minimize tax liabilities while ensuring business succession and family financial security.
Executive Bonus Plans
Restrictive Executive Bonus Arrangements help retain key talent through tax-efficient life insurance policies. We structure 162 plans that provide supplemental retirement income while aligning with employer objectives, offering tax deductions for businesses and long-term benefits for executives.
Life Insurance Audits
Our comprehensive life insurance audits evaluate existing policies for effectiveness and cost efficiency. We analyze coverage adequacy, cash value performance, and alignment with current financial goals to optimize protection and investment returns.
People
Ian Sachs
President
Ian Sachs leads Risk Resource with CFP and CLU designations. He specializes in advanced life insurance solutions, continuing his family's 40-year legacy in business planning while serving Scottsdale's community through philanthropy.
Nathan S. Sachs
Founder
The late Nate Sachs founded Risk Resource in 1983. A nationally recognized speaker and author, he developed business continuity strategies for 2,000+ entrepreneurs, earning Vistage International's Speaker of the Year award.
Questions
What business planning services do you offer?
We provide buy-sell agreements, key person insurance, and executive bonus plans to protect businesses from ownership transitions and unexpected losses.
How does estate planning work with life insurance?
Life insurance provides liquidity for estate taxes, facilitates business succession, and preserves wealth across generations through strategies like ILITs and 1035 exchanges.
What is a buy-sell agreement?
A legally binding contract funded by life insurance that outlines business ownership transfer terms during triggering events like death or retirement.
Do you offer long-term care solutions?
Yes, we provide long-term care insurance policies that protect assets from assisted living costs while maintaining family financial stability.
What makes your firm different?
As a third-generation, independent firm with 40+ years experience, we combine personalized service with access to 100+ top-rated insurance carriers.
How do you handle policy reviews?
We conduct annual reviews to ensure policies align with evolving business needs, offering adjustments to maintain optimal protection and investment performance.
