Barnes Insurance

We are a family-owned and operated independent insurance agency that has proudly served our community since 1998. Drawing on more than 40 years of combined industry experience, our team specializes in providing coverage unique to horsemen, including equine mortality and liability for the horse racing and horse showing industries. We maintain contracts with more than 20 different insurance companies, ensuring we can match your specific requirements and budgetary needs without being locked into a single carrier. Our agency is built on the professional standards of prompt, respectful service and a dedication to placing your policy with a financially sound, reputable carrier that offers the best coverage at a reasonable price.

We have cultivated deep expertise in property, casualty, and commercial insurance, allowing us to solve complex coverage challenges for our clients. Our commitment to client satisfaction is reflected in the long-term relationships we maintain, with many families trusting us for well over a decade. By operating as a small agency, we provide the personalized attention and courteous service that larger firms often overlook. We are committed to transparency, carefully selecting our partner carriers to guarantee reliable protection for your family and assets.