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Trusted Insurance Solutions in Las Vegas
Direct Insurance is an independently owned and locally operated insurance agency serving Las Vegas, Nevada. We specialize in helping residents and businesses across the state secure affordable, reliable insurance products from multiple trusted carriers. Our independent status allows us to compare coverage options and pricing from several top insurers, ensuring clients receive tailored solutions that meet their unique needs. Unlike agencies tied to single carriers, we prioritize client interests by offering unbiased comparisons and personalized service. Our team has decades of combined experience in both independent and direct-writer insurance sectors, providing deep industry knowledge and versatility.

We focus on building long-term relationships with policyholders, aiming to serve generations of families and businesses. With access to A+ rated companies, we actively shop for competitive pricing while maintaining high service standards. Our commitment extends beyond transactionswe advocate for clients during claims and provide ongoing support to adapt coverage as life circumstances evolve. Community involvement remains central to our values, reflecting our dedication to local residents and businesses. By combining expertise with personalized attention, we strive to be your lifelong insurance partner.
Services
Auto Insurance Home Insurance Life Insurance Business Insurance Motorcycle Insurance Boat Insurance ATV Insurance Classic Car Insurance Rental Property Insurance Retirement Planning
Highlights and features
  • We are independent agents representing multiple top-rated insurance carriers
  • Our team has decades of combined experience in insurance industry sectors
  • We provide personalized service tailored to individual and business needs
  • We offer one-stop shopping for auto, home, life, business, and retirement insurance
  • We conduct periodic coverage reviews to adapt to changing client circumstances
Services
Auto Insurance
Our auto insurance policies provide coverage for vehicle damage, medical expenses, and liability protection across Nevada. We compare multiple carriers to find competitive rates for standard vehicles, motorcycles, classic cars, and specialty vehicles. Our local experts help clients understand state requirements and optional coverages like collision and comprehensive protection.
Home Insurance
We offer home insurance solutions protecting against property damage, liability claims, and additional living expenses during covered losses. Our independent status allows comparison of policies with different coverage limits, deductibles, and specialty protections for Nevada homeowners and renters.
Life Insurance
Our life insurance options include term and permanent policies to protect families and businesses. We help clients evaluate coverage amounts based on financial obligations, future needs, and estate planning goals while comparing offerings from multiple A+ rated carriers.
Business Insurance
We provide business insurance packages covering property damage, liability claims, and operational risks. Our solutions include general liability, commercial auto, and specialized coverage options tailored to Nevada businesses across various industries.
Motorcycle Insurance
Our motorcycle insurance policies cover damage, theft, and liability while meeting Nevada's legal requirements. We offer competitive rates for various motorcycle types and help clients understand coverage options like uninsured motorist protection and roadside assistance.
People
Col. Dave Ledbetter
CLU
With over 35 years in insurance, Dave brings expertise from both independent and direct-writer sectors. He earned the CLU designation and focuses on building long-term client relationships while leveraging multiple carrier options.
Leeann Ledbetter
Insurance Agent
Licensed since 1997, Leeann has 25+ years of insurance experience. She combines banking background with community involvement to provide personalized service to Nevada residents and businesses.
Tina Spendlove
Insurance Professional
A Nevada native with 25+ years in insurance, Tina holds multiple customer service awards. She specializes in policy analysis and client advocacy while maintaining deep knowledge of local insurance requirements.
Megan Ledbetter
Bookkeeper
Megan manages agency finances and client tax preparation. With a degree in accounting and family insurance background, she combines technical expertise with personalized client support for Nevada policyholders.
Questions
How does Direct Insurance find lower rates?
We compare policies from multiple carriers to find competitive pricing while maintaining coverage quality tailored to your specific needs.
What makes Direct Insurance different from other agencies?
As an independent agency, we represent multiple carriers rather than being tied to a single company, allowing unbiased comparisons and personalized solutions.
What insurance products do you offer?
We provide auto, home, life, business, motorcycle, boat, ATV, classic car, rental property, and retirement insurance solutions.
Do you offer insurance for specialty vehicles?
Yes, we insure motorcycles, classic cars, motor homes, boats, Jet Skis, and ATVs in addition to standard vehicles.
How do I determine proper coverage amounts?
Our agents help evaluate your specific needs, considering state requirements, financial obligations, and potential risks to create balanced coverage plans.
Can I get insurance if my car is financed?
Yes, we help clients meet financing requirements with collision and comprehensive coverage options tailored to lender specifications.