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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Fort Worth
Founded in 1907, KHT Insurance has served Fort Worth and surrounding Texas communities for over a century. Our independent agency specializes in providing tailored business and personal insurance solutions, combining deep industry expertise with personalized service. We partner with top-rated insurers like Chubb, Travelers, and Lloyds of London to offer comprehensive coverage options. Our team of seasoned professionals prioritizes understanding client needs, offering free consultations and no-obligation quotes.

With streamlined processes and a commitment to ongoing support, we help clients navigate risk management and protect their financial futures. Our local knowledge and family-owned approach distinguish us in the insurance industry.
Services
Business Insurance Commercial Auto Cyber Liability Insurance Bonds Workers Compensation Group Health Professional Liability Event Insurance
Details
  • Year established: 1907
Highlights and features
  • We have over 100 years of experience serving Texas communities
  • We partner with A-rated insurers like Chubb and Travelers
  • We offer personalized service with free consultations
  • We provide comprehensive coverage options for businesses and families
  • Our team includes industry veterans with decades of expertise
What people say
Award-winning team Expert advice Family-owned service A-rated partners Risk management focus
Services
Business Insurance
Our business insurance solutions protect companies from financial risks associated with unexpected events. We offer tailored policies covering liability claims, property damage, and operational disruptions. Clients benefit from our partnerships with top-rated insurers and personalized risk assessment services.
Cyber Liability
Cyber liability insurance safeguards businesses against data breaches and cyberattacks. Our coverage includes cyber extortion payments, customer notification costs, and business interruption expenses. We help clients implement risk management strategies to prevent digital threats.
Insurance Bonds
We provide bonding solutions for contractors requiring bid, payment, and performance bonds. Our services ensure contract completion and financial protection for project owners. Clients receive expert guidance on bond requirements and compliance.
Workers Compensation
Our workers' compensation insurance offers wage replacement and medical benefits for injured employees. Policies include compliance support and risk management resources to help businesses maintain safe workplaces.
Professional Liability
Professional liability insurance protects service providers against negligence claims. We offer coverage for legal defense costs and settlements related to professional services. Our policies cater to architects, attorneys, and technology firms.
People
Scott Kirby
Agency Partner
Partner at KHT Insurance since 1984 with family insurance industry experience spanning three generations. Graduate of the University of Texas and active community volunteer.
Karen Easter
Agency Partner
Partner at KHT Insurance since 2003 with family insurance background. TCU graduate actively involved in church and family-oriented community activities.
June Landa
Insurance Specialist
Commercial and personal lines specialist with 40+ years insurance experience. Fort Worth native dedicated to client service and family time.
Bob Easter
Operations Manager
40-year operations veteran with business management degree. Oversees accounting operations and contributes to family farm projects.
Questions
What types of business insurance do you offer?
We provide BOP packages, liability coverage, commercial auto, cyber liability, and specialized policies tailored to specific industry needs.
Do you work with independent insurance carriers?
Yes, we partner with multiple A-rated carriers including Chubb, Travelers, and Lloyds of London to find optimal coverage solutions.
How quickly can I get an insurance quote?
Our streamlined process delivers detailed quotes promptly after application submission through our efficient online system.
What risk management resources are available?
We provide expert consultations, coverage analysis, and preventive strategies tailored to your business's specific risk profile.
Are your agents licensed in multiple states?
We maintain licenses across 20+ states including Texas, California, and New York to serve clients nationwide.