Business Details
44 Years
experience
Trusted Insurance Solutions in Norco, CA
DiGerolamo Family Insurance has dedicated over four decades to providing families and business owners with tailored insurance solutions rooted in integrity and excellence. Founded in 1982, our mission centers on making a meaningful impact by offering choice, expert guidance, and affordable policies that align with clients' unique needs. Our approach combines strong communication, cutting-edge technology, and extensive industry knowledge to ensure customer satisfaction.As a family-owned business spanning three generations, we prioritize building lifelong relationships through trust, transparency, and a commitment to exceeding expectations. Recognized as Business of the Year by three local Chambers, we actively contribute to our community through charitable initiatives and local engagement, embodying our philosophy of serving families, businesses, and communities with unwavering dedication.
Services
Business Owners Package
Commercial Auto
Workers Compensation
Crop Insurance
Homeowners Insurance
Details
- Year established: 1982
Highlights and features
- Over 40 years of experience in insurance solutions
- Family-owned business prioritizing client relationships
- Recognized as Business of the Year by three local Chambers
- Specialized coverage for unique industries like agribusiness and construction
- Community-focused approach with local charity involvement
What people say
Exceptional service
Competitive rates
Lifelong relationships
Prompt claims handling
Industry expertise
Services
Business Owners Package
This comprehensive policy combines property, liability, and business interruption coverage tailored for small to mid-sized businesses. Our BOP protects against common risks like fire, theft, and liability claims while offering customizable add-ons for specialized needs. Clients benefit from streamlined management of multiple coverages under one policy, ensuring cost-effective protection and simplified claims processing.
Commercial Auto
Designed for businesses with company vehicles, this coverage protects against collision, liability, and cargo-related risks. We offer flexible policies for single vehicles or entire fleets, including coverage for employee-driven vehicles and specialized equipment transportation. Our commercial auto insurance ensures compliance with regulatory requirements while minimizing financial exposure from road incidents.
Workers Compensation
Mandatory coverage for employee work-related injuries or illnesses, including medical expenses and lost wages. We provide policies that meet state requirements while offering additional protections for high-risk industries. Our workers' comp solutions help businesses maintain compliance, manage claims efficiently, and implement safety programs to reduce workplace incidents.
Crop Insurance
Specialized coverage protecting farmers against yield losses from natural disasters and revenue fluctuations. Our policies cover crop damage from drought, floods, and pests, with options for both yield-based and revenue-based protection. We work closely with agricultural clients to create risk management strategies that ensure financial stability despite unpredictable growing conditions.
Homeowners Insurance
Comprehensive protection for residential properties covering structural damage, personal belongings, and liability claims. Our policies include standard coverage for dwelling, other structures, and personal property, with optional endorsements for high-value items and unique risks like water backup or identity theft. We also offer specialized coverage for rental properties and seasonal homes.
People
John DiGerolamo
Chief Executive Officer
With over 40 years in insurance, John leads with integrity and expertise. A Certified Insurance Counselor, he serves on national advisory committees and local Chambers of Commerce, prioritizing client education and ethical service. Married for 42 years with 5 grandchildren, he embodies our family-first values.
Frank DiGerolamo
Chief Financial Officer
A founding member since 1982, Frank brings decades of financial expertise to our operations. Passionate about family and community, he ensures our fiscal stability while maintaining a client-focused approach. His dedication to exceptional service remains central to our company culture.
JP John Petersen
Risk Manager
With 30+ years of experience, JP specializes in commercial and nonprofit insurance solutions. Recognized for his industry knowledge and personalized service, he helps clients navigate complex risks. His long-term client relationships exemplify our commitment to trust and reliability.
Michael DiGerolamo
Director of Operations
Third-generation leader, Michael oversees daily operations with a focus on client satisfaction. Combining inherited business values with modern practices, he ensures efficient service delivery while maintaining our family-owned ethos of hard work and integrity.
Lina Munera
Commercial Department Manager
With 26 years in insurance, Lina leads our commercial team with expertise in business risk management. Her client-centric approach and industry knowledge ensure tailored solutions for diverse business needs while upholding our service excellence standards.
Questions
What types of business insurance does DFI offer?
We provide Business Owners Packages, Commercial Auto, Workers Compensation, Cyber Liability, and specialized coverage for industries like agribusiness, construction, and healthcare.
Do you offer personal insurance policies?
Yes, we offer Homeowners, Auto, Renters, Life, and specialty coverage including flood, earthquake, and classic car insurance tailored to individual needs.
How does DFI handle insurance claims?
Our team prioritizes prompt, transparent claims processing with dedicated adjusters available to guide clients through every step of the resolution process.
Are your insurance rates competitive?
We regularly review market rates to ensure competitive pricing while maintaining comprehensive coverage options and personalized service quality.
Can I get insurance for unique properties?
Yes, we offer specialized coverage for rental properties, seasonal homes, vacant buildings, and high-value assets like jewelry or classic vehicles.
