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Your Trusted Insurance Partner in Everett, WA
Calrose Insurance Agency has served individuals and businesses in Everett, Washington, and the surrounding regions for over 30 years. As an independent insurance agency, we prioritize personalized service, helping clients navigate complex insurance needs with tailored solutions. Our family-owned business, founded by Don Layson and now managed by his son Matt, combines deep industry expertise with a commitment to local communities. Our team of experienced professionals, including Ashley, MaryJo, and Rachel, delivers attentive customer support, ensuring clients receive comprehensive coverage that aligns with their unique risks.

We specialize in auto, homeowners, condo, renters, and commercial insurance, with a focus on transparency, education, and long-term client relationships. Our independence allows us to offer unbiased advice, comparing policies from multiple carriers to secure the best value for our clients. With office hours Monday through Friday from 9 AM to 5 PM, we remain accessible to address urgent needs and provide peace of mind through reliable protection.
Services
Auto Insurance Homeowners Insurance Condo Insurance Renters Insurance Commercial Insurance Umbrella Policies Flood Insurance Scheduled Personal Property Roadside Assistance Gap Coverage
Highlights and features
  • We offer 30+ years of independent insurance expertise in Everett and Snohomish County.
  • Our family-owned agency prioritizes personalized service over generic solutions.
  • We provide tailored coverage by comparing policies from multiple carriers.
  • Our team includes certified professionals with decades of combined industry experience.
  • We guarantee transparent communication and no hidden fees.
What people say
Excellent service Knowledgeable and courteous Quick response No hidden fees Tailored coverage
Services
Auto Insurance
Calrose Insurance Agency provides comprehensive auto insurance tailored to protect drivers in Everett and Snohomish County. Our policies cover bodily injury, property damage, collision, and comprehensive risks while offering optional add-ons like gap coverage and original manufacturer parts. By comparing multiple carriers, we ensure competitive rates and personalized service for every client.
Homeowners Insurance
Our homeowners insurance policies safeguard your most valuable asset with coverage for dwelling, personal property, liability, and loss of use. We conduct replacement cost analyses and offer flood insurance to address unique risks, ensuring tailored protection for Everett-area homes.
Commercial Insurance
Calrose Insurance Agency designs commercial policies for contractors, general liability, professional errors, and cyber risks. Our solutions protect businesses in Snohomish County with tailored coverage, including property and vehicle insurance, to mitigate industry-specific challenges.
Umbrella Insurance
Umbrella policies extend liability coverage beyond auto and home insurance limits, protecting assets from catastrophic claims. Calrose offers affordable options starting at $1 million in coverage, ensuring financial security for Everett residents.
Renters Insurance
Our renters insurance covers personal property, liability, and living expenses during displacement. Starting at $10/month, policies protect tenants in Everett against theft, fire, and accidents, with optional scheduled coverage for valuables.
People
Don Layson
Founder
With a career spanning since 1985, Don Layson established Calrose Insurance Agency in 2018 after acquiring Driver's World Insurance. His expertise in tailoring insurance solutions reflects decades of industry experience and a commitment to client-focused service.
Matt Layson
Manager
Matt Layson brings generational insurance knowledge to Calrose, combining family tradition with modern expertise. He specializes in simplifying complex policies for individuals and businesses across Puget Sound while balancing a passion for music and fitness.
Ashley
Insurance Specialist
Ashley has served Calrose clients since 2016, offering personalized insurance solutions through her extensive industry knowledge. Her dedication to client education and problem-solving has earned recognition for exceptional service in Everett and Snohomish County.
MaryJo
Commercial Insurance Expert
MaryJo focuses on commercial insurance at Calrose, leveraging her 20+ years of experience since joining in 2018. She specializes in risk management solutions for businesses while maintaining a client-centric approach to policy customization.
Rachel
Client Services
Rachel joined Calrose after graduating from insurance school, bringing fresh perspective to client interactions. She prioritizes attentive policy management and clear communication, ensuring residents of Everett receive proactive coverage adjustments and timely support.
Questions
What insurance services do you offer?
We provide auto, homeowners, condo, renters, commercial, umbrella, and flood insurance, along with scheduled personal property coverage and roadside assistance.
Are you a local insurance agency?
Yes, we are based in Everett, WA, and serve Snohomish County and Puget Sound with personalized insurance solutions.
How do you help clients save money?
As an independent agency, we compare policies from multiple carriers to find competitive rates tailored to your specific needs.
What are your office hours?
Our office is open Monday through Friday from 9 AM to 5 PM for in-person or phone consultations.
Can I get a free insurance assessment?
Yes, we offer no-obligation assessments to review your coverage needs and recommend customized insurance solutions.