Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Pennsylvania
Founded in 1955 through the merger of Yutz-Merkle Insurance and The Lehigh Agency, YMI Insurance operates as an independent insurance agency dedicated to protecting clients' personal and business interests. Our mission centers on safeguarding community assets while maintaining a client-first approach that combines personalized solutions with industry expertise. With three Pennsylvania offices and licensing across six states, we represent multiple carriers to provide tailored coverage options for homes, vehicles, businesses, and life insurance needs.Our team of professionals holds advanced designations and maintains an average of 15+ years' experience, ensuring informed guidance for policyholders. We emphasize continuous education to stay at the forefront of insurance innovations while maintaining core values of integrity, inclusion, and teamwork. Through active community involvement and strategic partnerships with leading insurers, we deliver comprehensive protection that extends beyond standard policies to address unique client circumstances.
Services
Home Insurance
Auto Insurance
Umbrella Insurance
Business Owners Insurance
General Liability Insurance
Life Insurance
Commercial Property Insurance
Workers Compensation
Cyber Liability Insurance
Business Income Insurance
Details
- Year established: 1955
Highlights and features
- We offer over 65 years of combined experience from our founding agencies
- Our team includes certified insurance professionals with industry designations
- We provide personalized solutions through multiple carrier partnerships
- We maintain local market expertise across Pennsylvania's key regions
- We prioritize transparent communication and ethical business practices
What people say
Excellent customer service
Knowledgeable insurance advisors
Prompt claims processing
Competitive rates
Personalized coverage options
Services
Home Insurance
Protects residential properties against damage from fire, weather events, and liability claims. Covers repair costs, personal property replacement, and additional living expenses during displacement. Designed for homeowners seeking comprehensive protection against common risks.
Business Owners Insurance
Combines property and liability coverage for businesses. Protects against property damage, operational interruptions, and third-party claims. Ideal for small to mid-sized businesses needing bundled protection for physical assets and legal liabilities.
Life Insurance
Provides financial protection for dependents through term and permanent policies. Covers final expenses, income replacement, and estate planning needs. Available in customizable options to match individual and business-related requirements.
General Liability Insurance
Covers legal defense costs and settlements for bodily injury or property damage claims. Essential for businesses facing third-party liability risks during operations. Helps maintain financial stability through covered incidents.
Umbrella Insurance
Provides additional liability limits beyond primary auto or home policies. Activates when underlying coverage maxes out from major claims. Offers cost-effective protection against catastrophic financial losses from lawsuits or accidents.
People
Jim Honochick
Managing Director
With over 30 years in insurance, Jim leads YMI's strategic direction while maintaining hands-on client relationships. He holds CIC and CISR designations and actively participates in industry associations to enhance service quality.
Jimi Honochick
President
Bringing financial expertise as MBA and CFA charterholder, Jimi drives innovation in insurance solutions. He focuses on technology integration and carrier partnerships to deliver modern, efficient client experiences across personal and commercial lines.
Antoinette Barr
Personal Lines Manager
As a CIC-certified insurance professional, Toni specializes in personal risk management. She develops customized home and auto solutions while mentoring team members in maintaining high service standards for policyholders.
Helayne Brindisi
Business and Life Insurance Consultant
Helayne combines CISR certification with 20+ years' experience to craft commercial and life insurance strategies. She focuses on business succession planning and executive benefits programs for corporate clients.
MaKenzie Bernhard
Commercial Insurance Advisor
Specializing in risk assessment, MaKenzie helps businesses implement tailored liability and property coverage. She maintains expertise in emerging commercial risks through ongoing education and carrier collaboration to protect client interests.
Questions
Should I bundle home and auto insurance?
Yes, bundling provides cost savings and simplified policy management while maintaining comprehensive coverage through combined policies.
How do claims affect insurance premiums?
Claims impact rates based on severity and fault determination, typically affecting premiums for three to five years.
Is business income insurance necessary for small businesses?
Business income insurance protects against revenue loss from covered property damage incidents, particularly important for storefront operations.
What differentiates general and professional liability?
General liability covers physical injuries and property damage, while professional liability protects against claims related to service errors or advice.
Can employees sue with workers' compensation coverage?
Workers' compensation typically prevents lawsuits for workplace injuries, though exceptions exist for gross negligence or intentional harm cases.
Do you offer coverage outside Pennsylvania?
We provide insurance solutions in six states including New Jersey, New York, and Maryland through our multi-state licensing.
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