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Business Details
50+ Years
experience
Your Trusted Insurance Partner in San Marcos, TX
Since 1943, Waldrip Insurance Agency has served Hays County and surrounding areas as a family-run insurance provider. Our three-generation legacy combines deep local knowledge with comprehensive expertise in personal and business insurance solutions. We prioritize responsive service, working with multiple carriers to secure competitive rates tailored to individual client needs. Our team specializes in auto, home, general liability, workers' compensation, and specialty policies including flood, umbrella, and classic car insurance.

With a commitment to exceeding expectations, we focus on building long-term relationships through transparency and personalized support. Our historical roots in San Marcos, established through community partnerships like the Hofheinz Confectionery location, reflect our dedication to local service. We maintain modern office hours while preserving the trusted, client-first approach that has defined our agency for over eight decades.
Services
Auto Insurance Homeowners Insurance Business Insurance Boat Insurance Classic Car Insurance Workers Compensation General Liability Flood Policies Umbrella Policies RV Insurance
Details
  • Year established: 1943
Highlights and features
  • Family-run agency with three generations of insurance expertise
  • We work with multiple carriers to secure best available rates
  • Specialize in both standard and specialty insurance products
  • Maintain local knowledge of Hays County insurance requirements
  • Offer personalized service with immediate response commitment
Services
Auto Insurance
Protect your vehicle with comprehensive auto insurance coverage. We offer policies for standard vehicles, classic cars, motorcycles, and specialty vehicles like ATVs. Our agency secures competitive rates through multiple carrier partnerships while ensuring proper liability protection and additional coverage options tailored to individual driving needs and risk profiles.
Homeowners Insurance
Safeguard your home with customizable property insurance solutions. Our policies cover structural damage, personal possessions up to specified limits, and liability protection. We also offer supplemental coverage options including flood insurance, umbrella policies, and valuable articles floaters for high-value items like jewelry and collectibles to meet diverse homeowner needs.
Business Insurance
Comprehensive protection for commercial operations including general liability, workers' compensation, and property insurance. We specialize in builders' risk coverage, specialty contractor insurance, and commercial property policies. Our agency helps businesses manage risk exposure through tailored solutions that meet specific industry requirements and regulatory compliance standards.
Boat Insurance
Specialized coverage for watercraft owners protecting against damage, liability, and equipment loss. Our marine insurance policies cover various boat types and usage scenarios while offering optional coverage extensions. We provide risk assessment and policy customization to ensure adequate protection for recreational and commercial watercraft operations in Texas waterways.
Classic Car Insurance
Tailored protection for vintage and specialty vehicles with agreed-value coverage. Our collector car policies account for unique vehicle characteristics and usage patterns while offering flexible terms for show cars and regularly driven classics. We combine specialized underwriting with competitive pricing through dedicated collector car insurance providers.
People
Charles Maurice Waldrip
Founder
Established the agency in 1943 after purchasing Wallace Colbert's insurance business. Transformed the agency from its original drycleaning roots into a dedicated insurance provider serving San Marcos for over eight decades.
Charles M. Waldrip Jr.
Former Owner
Joined the family business in 1968 after 11 years at Cravins Dargan General Agency. Served as sole proprietor from 1984 until retirement in 2014, maintaining the agency's commitment to personalized service and community involvement.
Jim Waldrip
Current Owner
Joined the agency as a producer in 1996 and assumed ownership in 2014. Continues the family tradition of providing comprehensive insurance solutions while maintaining the agency's historic location at Hofheinz Confectionery building.
Questions
What types of insurance does Waldrip Insurance Agency offer?
We provide auto, home, business, boat, classic car, flood, umbrella, RV, motorcycle, ATV, and workers' compensation insurance policies tailored to individual and commercial needs.
How do you help clients find competitive insurance rates?
By maintaining partnerships with multiple insurance carriers, we can compare coverage options and pricing to secure the most cost-effective solutions that meet each client's specific protection requirements.
Are you open outside regular business hours?
Our office operates Monday-Thursday 8:30 AM-5:00 PM, Friday 8:30 AM-4:00 PM. We recommend scheduling appointments for specialized consultations beyond standard office hours.
What makes your agency different from online insurers?
As a family-owned agency with local expertise since 1943, we offer personalized service, community knowledge, and direct agent support that online platforms cannot replicate through automated systems.
Do you specialize in any particular insurance categories?
While offering comprehensive coverage options, we specialize in specialty insurance including classic car policies, flood insurance, and commercial risk management solutions for Texas businesses.