Business Details
Trusted Insurance Solutions for Home & Business
AJS Insurance Services is a dedicated independent insurance agency with over 25 years of experience in the industry. Founded by Aaron J. Sales, a licensed broker and claims manager since 2003 and 1999 respectively, the company combines deep expertise in both claims management and brokerage to provide tailored solutions. We specialize in personal and commercial insurance, including auto, home, health, workers' compensation, and specialty lines for high-risk businesses. Our commitment to personalized service ensures clients receive coverage that aligns with their unique needs, supported by partnerships with A+ rated carriers and a focus on cost-effective strategies. As an affiliate of Professional Insurance Associates, Inc., we leverage a network of over 500 agents and 200 insurance companies to deliver comprehensive protection.Our mission is to safeguard clients' assets while fostering long-term relationships built on trust and industry-leading expertise. With licenses in most U.S. states, we serve individuals and businesses nationwide, prioritizing transparency, responsiveness, and client education. Our team's dual perspectiveunderstanding both insurer and policyholder dynamicsenables us to negotiate favorable terms and resolve claims efficiently. Whether protecting a family home, a fleet of vehicles, or a growing business, AJS Insurance Services remains steadfast in its dedication to client success and security.
Services
Workers Compensation
Auto Insurance
Homeowners Insurance
Business Insurance
Health Insurance
Trucking Insurance
Surplus Lines
Cyber Insurance
Employee Benefits
Life Insurance
Highlights and features
- We offer 25+ years of combined insurance expertise in brokerage and claims management.
- Our team provides personalized service with a focus on tailored risk solutions.
- We partner with A+ rated carriers to ensure reliable coverage for high-risk needs.
- Our dual perspective includes hands-on experience in both claims adjustment and brokerage.
- We specialize in hard-to-place workers' compensation and specialty insurance programs.
What people say
Personal attention
Best broker
Covered all bases
Responsive to questions
Outstanding customer service
Services
Workers Compensation
Specialized workers' compensation insurance for businesses of all risk levels, including hard-to-place accounts. Our programs combine coverage with payroll services, offering pay-as-you-go options and X-mod management to reduce premiums while ensuring compliance and comprehensive protection for employers and employees.
Surplus Lines
Custom surplus lines coverage for businesses declined by standard carriers. We partner with A+ rated specialty insurers to provide solutions for unique risks including hazardous operations, niche industries, and complex liability exposures that require non-traditional underwriting approaches.
Business Insurance
Comprehensive business insurance packages tailored to industry-specific needs. Our offerings include property, liability, cyber, and management liability coverage for sectors ranging from hospitality to technology, with access to specialty markets and risk management resources.
Trucking Insurance
Specialized trucking insurance for owner-operators, fleets, and cargo transport. We provide coverage for liability, physical damage, and cargo protection with programs designed to meet the unique demands of the transportation industry and regulatory compliance requirements.
Health Insurance
Personal and group health insurance solutions including major medical, dental, vision, and long-term care. We help individuals and businesses navigate plan options to find coverage that balances cost, benefits, and provider networks to meet their healthcare needs.
People
Aaron J. Sales
Owner
Licensed broker and claims manager with 25+ years of experience. Specializes in commercial insurance and workers' compensation. Holds licenses in California since 1999 and 2003. Affiliated with Professional Insurance Associates, Inc. Focuses on personalized client service and risk management solutions.
Questions
What types of insurance does AJS Insurance Services offer?
We provide personal insurance (auto, home, health), commercial insurance (business, workers' compensation, trucking), and specialty lines including surplus insurance for high-risk businesses.
How does AJS handle workers' compensation for high-risk industries?
We specialize in hard-to-place workers' compensation policies through A+ rated surplus carriers, offering tailored solutions for industries like construction, logging, and hazardous materials handling.
Can I get insurance coverage if I have a bad claims history?
Yes, our surplus lines specialists work with carriers that accept high-risk profiles, including businesses with challenging loss ratios or unique exposures.
Do you offer pay-as-you-go insurance options?
Yes, we provide pay-as-you-go workers' compensation programs combined with payroll services, eliminating down payments and audits for qualifying businesses.
How do you help clients reduce insurance costs?
We analyze risk profiles to optimize coverage, negotiate with carriers for competitive rates, and identify eligible discounts while maintaining adequate protection levels.
