Business Details
50+ Years
experience
Emergency
services
Trusted Insurance Solutions in Lake Ronkonkoma, NY
Established in 1975, Multy Cover / Parrinelli Insurance Agency has built a legacy of personalized insurance solutions for individuals and businesses. Our family-owned operation combines over 60 years of collective experience with a commitment to customer-centric service, maintaining a 95% client retention rate through tailored coverage options. As an independent agency, we leverage relationships with multiple carriers to secure competitive rates while prioritizing transparency and long-term client relationships.Our team of experts provides comprehensive insurance guidance for auto, home, business, and specialty policies, supported by 24/7 emergency assistance and dedicated account management. We measure success through client satisfaction, evidenced by multi-generational customer relationships spanning decades.
Services
Auto Insurance
Boat Insurance
Commercial Insurance
Flood Insurance
Life Insurance
Homeowners Insurance
Builders Risk Insurance
Umbrella Insurance
Motorcycle Insurance
Classic Car Insurance
Details
- Year established: 1975
Highlights and features
- Family-owned agency with 48 years of local insurance expertise
- Independent agency access to multiple carrier options
- 24/7 assistance for emergency insurance needs
- Same-day policy issuance available
- Dedicated personal account managers for each client
What people say
Personalized service
Significant cost savings
Prompt claims processing
Expert guidance
Multi-generational trust
Services
Auto Insurance
Comprehensive auto insurance coverage tailored to individual needs, including liability, collision, comprehensive, and uninsured motorist protection. Our policies accommodate standard vehicles, classic cars, and high-value automobiles with flexible payment options. We specialize in securing competitive rates while ensuring adequate coverage for New York State's mandatory requirements and beyond.
Commercial Insurance
Customized commercial insurance packages protecting businesses from property damage, liability claims, and operational disruptions. Our offerings include business owners policies, general liability, commercial auto, and specialized coverage for unique industry needs. We help businesses secure optimal protection while maximizing cost efficiency through multiple carrier partnerships.
Flood Insurance
NFIP-certified flood insurance providing financial protection against water damage from natural disasters. We offer building and contents coverage with expert guidance on policy limits and exclusions. Our team helps clients understand flood risk factors and secure appropriate coverage for residential and commercial properties in high-risk areas.
Boat Insurance
Specialized boat insurance policies covering physical damage, liability, and emergency assistance for various watercraft types. We provide agreed value coverage, medical payments, and uninsured boater protection while explaining navigation area limitations and equipment coverage details for comprehensive watercraft protection.
Builders Risk Insurance
Temporary builders risk insurance protecting construction projects during development phases. Our policies cover fire, theft, and weather-related damages for residential and commercial construction sites. We assist contractors and property owners in securing appropriate coverage limits and risk mitigation strategies during building processes.
People
Tom Parrinelli
Owner
With over 40 years in the insurance industry, Tom Parrinelli leads the agency with a commitment to personalized service and client advocacy. He specializes in commercial risk management and has maintained long-term client relationships through transparent advice and dedicated support.
Nicole
Insurance Agent
A trusted advisor for personal insurance policies, Nicole provides tailored coverage solutions while maintaining the agency's tradition of exceptional customer service. She specializes in policy reviews and cost-saving optimizations for homeowners and auto insurance clients.
Questions
What types of insurance do you offer?
We provide auto, home, commercial, boat, life, flood, builders risk, umbrella, and specialty insurance policies for individuals and businesses.
Are you available for emergencies?
Yes, our team offers 24/7 assistance for urgent insurance needs and claims support.
How can I get a quote?
Request a free quote online or call us directly at 631-588-8888 for same-day policy options.
Do you serve business clients?
Yes, we specialize in commercial insurance including property, liability, auto, and specialized business coverage solutions.
What makes you different from other agencies?
Our family-owned operation combines 48 years of local expertise with independent carrier access and dedicated personal account management.
Can you help with classic car insurance?
Yes, we offer specialized coverage for classic and antique vehicles with tailored protection options.
