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Business Details
Your Trusted Insurance Partner in Ronkonkoma, NY
Established over three decades ago, Cotgreave Insurance Agency has built a reputation as a trusted leader in the insurance industry. Our agency specializes in delivering tailored insurance solutions for both commercial and individual clients across the tri-state area. With a commitment to superior customer service, we leverage our extensive network of insurance carriers to secure competitive rates and comprehensive coverage for our clients. Our locally owned and operated model allows us to deeply understand the unique needs of our community and business clients. As an independent agency, we prioritize personalized attention, ensuring each client receives customized policies that align with their specific risk management goals.

Our team of dedicated professionals brings decades of combined experience, working diligently to maintain the high standards of service established since our founding. We pride ourselves on transparency, integrity, and a client-first approach that has sustained our success through evolving market conditions. Our mission remains focused on providing fair pricing, exceptional support, and long-term partnerships built on trust and reliability.
Services
Home Insurance Auto Insurance Business Insurance Life & Annuity Group Benefits Commercial Auto General Liability Workers Compensation Cyber Insurance Umbrella Coverage
Highlights and features
  • We offer over 30 years of experience in the insurance industry.
  • Our team represents multiple carriers to ensure competitive pricing.
  • We provide personalized attention tailored to individual client needs.
  • Our locally owned agency understands community-specific requirements.
  • We maintain a proven track record of claim resolution success.
What people say
Exceptional service Made our day Stressful market bearable
Services
Home Insurance
Home insurance protects your property, belongings, and liability exposure. Our policies cover dwelling damage, personal property loss, liability protection, and additional living expenses. We help clients customize coverage for flood, valuables, and umbrella policies while ensuring competitive pricing through multiple carrier options.
Business Insurance
Business insurance safeguards companies against operational risks. We offer general liability, workers compensation, commercial auto, and specialized coverages like cyber insurance and professional liability. Our agency helps businesses select appropriate policies through a network of carriers to protect against lawsuits, property damage, and employee-related risks.
Auto Insurance
Auto insurance provides financial protection for vehicle owners. Our policies cover collision, comprehensive, liability, and medical expenses. We assist clients in selecting appropriate deductibles, coverage limits, and supplemental policies for classic cars, RVs, and watercraft while maximizing available discounts.
Life & Annuity
Life and annuity insurance products protect loved ones and provide financial stability. We offer term, whole, and universal life policies along with annuity options. Our specialists help clients choose appropriate coverage amounts, beneficiaries, and policy features to meet long-term financial goals and estate planning needs.
Group Benefits
Group benefits packages help businesses attract and retain talent. We provide medical, dental, vision, disability, and retirement plans. Our agency assists employers in customizing competitive benefit packages that meet workforce needs while complying with regulatory requirements and budget constraints.
Questions
What types of insurance do you offer?
We provide home, auto, business, life, annuity, and group benefits insurance with specialized options like flood, cyber, and umbrella coverage.
How can I get a quote?
Request a quote online through our website or contact our office directly for a personalized evaluation of your insurance needs.
Do you serve businesses outside Long Island?
Yes, we serve commercial clients throughout New York, New Jersey, and Connecticut with customized insurance solutions.
Are your agents available after business hours?
We offer evening appointments by request and maintain 24/7 emergency contact options for urgent insurance matters.
How do you help with claim resolution?
Our team provides dedicated support throughout the claims process, working directly with carriers to ensure timely and fair settlements.