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C.T. Lowndes & Company has been a trusted provider of insurance solutions for the Lowcountry community of South Carolina since 1850. Our long-standing history and reputation for exceptional service, value, and knowledge have made us one of the most reputable businesses in the region. We take pride in our commitment to the betterment of the local community, offering quality insurance solutions tailored to meet the unique needs of our clients and neighbors.

Insurance Solutions Tailored to Your Needs

At C.T. Lowndes & Company, we understand that insurance is not a one-size-fits-all scenario. We offer a wide range of insurance solutions, giving you the freedom to choose the policy that best fits your needs. Our experienced and knowledgeable team will guide you through the process of selecting the right coverage, ensuring you have the security and peace of mind you deserve.

Personal Insurance Solutions

Our personal insurance solutions cover a wide range of needs, including:

  • High Net Worth Insurance
  • Flood Insurance
  • Home Insurance
  • Watercraft Insurance
  • Umbrella Insurance

Business Insurance Solutions

We offer a comprehensive line of business insurance solutions designed to protect your business, employees, and assets. Our offerings include:

  • Commercial Property Insurance
  • General Liability Insurance
  • Business Auto Insurance
  • Business Owners Insurance
  • Workers' Compensation Insurance
  • Cyber Liability Insurance

Employee Benefits

Attract, retain, and help protect your team with a quality benefits package. We offer a variety of employee benefits solutions, such as:

  • Group Health Insurance
  • Group Dental Insurance
  • Disability Insurance
  • Critical Illness Insurance
  • Life and Accidental Death Insurance

Advantages of Working with an Independent Agency

As an independent agency, C.T. Lowndes & Company represents multiple insurance companies, enabling us to provide unbiased advice and tailor-made insurance solutions to meet your unique needs. With our extensive experience in the industry, we have the expertise and knowledge to guide you through the complexities of insurance, ensuring you have the right coverage for your particular situation.

Customized Solutions for Your Peace of Mind

We understand that everyone's needs are different, and we are committed to helping you customize insurance solutions that provide you with the peace of mind you deserve. Our dedicated and knowledgeable team will work closely with you, providing outstanding service and personalized attention, ensuring you make informed decisions about your insurance needs.

Community-Focused and Reputable

At C.T. Lowndes & Company, we take pride in giving back to our community and being involved with the charities we support. We have built a strong reputation over the years, with over 300 five-star Google reviews from satisfied clients. Our commitment to excellence is evident in our customized solutions, outstanding service, and unyielding dedication to our clients and community.

Choose the Right Insurance Solutions for You

Contact us today to learn more about how we can help protect what matters most to you. With over 170 years of experience, we are your trusted source for quality insurance solutions in the Lowcountry community of South Carolina. Visit one of our eight office locations or reach us remotely in Beaufort, SC.**

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