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Business Details
16 Years
experience
Your Trusted Phoenix Insurance Agency
Kerth Insurance & Associates, established in 2010, is a family-owned and operated independent insurance brokerage serving Arizona and multiple states. Our commitment lies in prioritizing client needs over carrier interests, enabling us to secure competitive rates and comprehensive coverage from top-tier providers. With a team boasting decades of combined industry experience, we specialize in auto, home, life, and business insurance solutions tailored to individual and commercial needs.

Our local expertise and advocacy during claims processes distinguish us as trusted advisors in the Phoenix community. We emphasize transparency, personalized service, and continuous policy optimization to ensure long-term client satisfaction and protection.
Services
Auto Insurance Home Insurance Business Insurance Life Insurance Flood Insurance Earthquake Insurance Umbrella Insurance Motorcycle Insurance Classic Car Insurance Workers Compensation
Details
  • Year established: 2010
Highlights and features
  • We operate as an independent agency with access to multiple top insurance carriers.
  • Our team provides personalized insurance solutions tailored to your specific needs.
  • We prioritize client advocacy during claims processes and policy negotiations.
  • Our agents have decades of combined experience in the insurance industry.
  • We offer free, no-obligation insurance quotes and policy reviews.
Services
Auto Insurance
Auto insurance protects drivers financially in case of accidents, theft, or natural disasters. We offer policies covering liability, collision, comprehensive damage, and uninsured motorist scenarios. Our independent agency compares quotes from multiple carriers to find cost-effective policies tailored to individual driving needs and vehicle types.
Home Insurance
Home insurance safeguards property owners against financial losses from fire, theft, or natural disasters. Our policies cover dwelling repairs, personal liability, and additional living expenses during home repairs. We help clients customize coverage limits and add endorsements like flood or earthquake protection to meet specific risk profiles.
Business Insurance
Business insurance protects companies from financial risks associated with operations. We provide business owners policies covering property damage, liability claims, workers' compensation, and commercial auto needs. Our solutions help businesses maintain continuity during claims by securing appropriate coverage limits across multiple risk categories.
Life Insurance
Life insurance provides financial protection for beneficiaries upon policyholder death. We offer term, whole, and universal life policies to meet diverse estate planning needs. Our agency helps clients determine appropriate coverage amounts based on income replacement, debt obligations, and long-term financial goals.
Flood Insurance
Flood insurance covers property damage from water-related disasters excluded in standard home policies. We facilitate National Flood Insurance Program (NFIP) policies covering building structures and personal property. Our experts help clients understand coverage limitations and reimbursement methods like replacement cost value versus actual cash value.
People
Aaron Kerth
Founder
With 15+ years in insurance, Aaron founded Kerth Insurance in 2010 after working with major carriers. He focuses on client advocacy and securing optimal coverage through multiple providers.
Brittney Kerth
Operations Manager
Joining in 2014, Brittney brings nearly a decade of healthcare social work experience. She prioritizes customer service and manages day-to-day operations while supporting community initiatives.
John OBinger
Insurance Agent
With 20+ years in insurance, including agency ownership, John provides expert policy guidance. He leverages accounting expertise to help clients find financially sound insurance solutions.
Deanna Dunnuck
Insurance Agent
Licensed in four states with 20 years of experience, Deanna joined in 2021. She specializes in life and health insurance while offering multi-state policy solutions to residential and commercial clients.
Questions
What types of insurance do you offer?
We provide auto, home, life, business, flood, earthquake, umbrella, motorcycle, classic car, and workers' compensation insurance policies tailored to Arizona residents and businesses.
Why use an independent insurance agency?
Independent agencies compare policies across multiple carriers to find optimal coverage and pricing, unlike captive agents tied to single insurance companies.
Do you offer free insurance quotes?
Yes, we provide free, no-obligation insurance quotes for auto, home, life, and business policies through online requests or phone consultations.
Can you help with commercial insurance needs?
Our business insurance specialists offer commercial property, liability, workers' compensation, and surety bond solutions customized to small and mid-sized business requirements.
Are you licensed to operate in Arizona?
We are a licensed Arizona insurance agency with agents holding life and health insurance licenses, serving clients across the state since 2010.