Business Details
10 Years
experience
Your Trusted Insurance Partner in Scottsdale
H F Hanes & Associates is a full-service, independent insurance brokerage dedicated to providing tailored financial security solutions for individuals and businesses. With decades of combined experience, our team specializes in life, health, Medicare, annuities, and retirement planning services, prioritizing objective advice and access to top-tier carriers. We focus on protecting clients' futures through advanced strategies for wealth growth, asset protection, and tax-efficient planning while maintaining strict confidentiality and ethical standards.Our professionals hold certifications in marketplace compliance and specialize in navigating complex insurance landscapes, including ACA regulations and long-term care solutions. We serve clients nationwide with localized expertise in Arizona and California, offering personalized support for both personal and corporate insurance needs.
Services
Life Insurance
Health Insurance
Medicare Plans
Annuities
Retirement Planning
Disability Insurance
Employee Benefits
Long Term Care
Tax-Free Retirement
Business Insurance
Details
- Year established: 2016
Highlights and features
- We offer 30+ years of combined experience in insurance and retirement planning
- Our team includes certified marketplace specialists and national award recipients
- We provide objective, unbiased advice with access to multiple top-tier carriers
- Our privacy-first approach protects sensitive client information
- We deliver value-added services including ACA compliance support and benefit communication tools
Associations and certifications
- Federally Facilitated Marketplace Certified Agency
- National Ethics Association
What people say
Exceptional service
Highly knowledgeable
Personal attention
Professional staff
Timely assistance
Services
Life Insurance
Our life insurance solutions provide financial security through term and universal life policies. We help clients protect income against premature death, implement estate planning strategies, and create tax-efficient wealth transfer solutions. Our independent brokerage shops multiple carriers to find optimal coverage at competitive rates while offering specialized business insurance solutions like key person coverage.
Health Insurance
As certified marketplace experts, we assist with individual and group health insurance solutions. Our services include ACA-compliant plans, small and large group coverage, and specialized Medicare solutions. We help employers optimize benefits packages while maintaining regulatory compliance, offering ongoing support through newsletters and compliance guides to ensure continuous coverage optimization.
Retirement Planning
Our retirement planning services combine annuities and safe money strategies to create guaranteed income streams. We specialize in tax-deferred growth solutions that protect principal from market volatility while providing inflation protection and long-term care options. Our experts help clients transition from accumulation to distribution phases with customized plans that ensure financial security throughout retirement.
Annuities
We offer indexed annuities that balance growth potential with principal protection. Our solutions provide guaranteed minimum returns while allowing participation in market gains through index-linked interest. These tax-deferred vehicles create predictable income streams that cannot be outlived, making them ideal for conservative portfolio allocations while offering protection against longevity risks.
Medicare Solutions
Our Medicare specialists provide comprehensive coverage solutions including Advantage Plans, Supplements, and Prescription Drug Plans. We help seniors navigate complex options to find optimal coverage for hospitalization, medical care, vision, dental, and prescription needs. Our personalized support ensures clients understand all available benefits while maintaining compliance with evolving Medicare regulations.
People
Holly Hanes
President
Federally certified marketplace expert with extensive experience in Medicare, health insurance, and retirement planning. Specializes in serving Arizona/California residents while providing national life insurance solutions. Recognized for exceptional client service and personalized broker approach.
Kevin Boterman
Retirement Planning Specialist
Certified retirement planning expert with 30+ years of experience helping families achieve financial security. Nationally recognized speaker on estate and retirement planning, focusing on safe money strategies and guaranteed income solutions. Member of National Ethics Association with commitment to transparency.
Melanie Miller
Life Insurance Director
20-year insurance veteran specializing in tax-free retirement planning and hybrid long-term care solutions. Former National Vice President at major carrier with expertise in index universal life and annuity products. Holds ASU degree in Women's Studies and focuses on executive financial planning.
Dale Chittenden
Disability Income Professional
Disability insurance expert with three decades of experience in DI and long-term care solutions. Active in professional organizations including NAIFA and Plus Group Arizona. Focuses on protecting clients' income against disability risks through customized individual and group plans.
Jayne Hanes
Administrator
Client service specialist managing administrative operations and client communications. Provides support for all insurance products including policy implementation and ongoing client assistance. Ensures smooth execution of benefit plans and client inquiries.
Questions
What insurance services do you offer?
We provide life, health, Medicare, annuities, disability, and retirement planning services for individuals and businesses. Our expertise includes ACA-compliant plans, long-term care solutions, and corporate benefit strategies.
Are you certified to sell Medicare plans?
Yes, we are certified Medicare Advantage brokers with expertise in Medicare Supplements, Prescription Drug Plans, and Advantage Plans. Our specialists help clients navigate all Medicare coverage options.
Do you serve businesses of all sizes?
We work with small businesses (2-50 employees) and large groups (50+ employees), providing customized health insurance solutions and ACA compliance support tailored to each organization's needs.
How do you help with retirement planning?
Our retirement specialists use annuities and safe money strategies to create guaranteed income streams. We focus on principal protection, tax-deferred growth, and solutions that cannot be outlived.
What makes you different from other agencies?
As an independent brokerage, we offer multiple carrier options with objective advice. Our team includes nationally recognized specialists with decades of combined experience in insurance and retirement planning.
Can you help with short-term insurance needs?
Yes, we offer short-term health insurance solutions during transitional periods while helping clients prepare for open enrollment and long-term coverage needs.
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