Business Details
Your Trusted Insurance Partner in Sterling, IL
Good Circle Insurance was founded to simplify the complex world of insurance for businesses and individuals alike. With over two decades of combined experience, our team specializes in crafting tailored health, dental, vision, and life insurance solutions that meet diverse client needs. We prioritize transparency, offering services at no additional cost while maintaining partnerships with major carriers like Anthem, Aetna, and United HealthCare. Our one-on-one enrollment process ensures personalized guidance, and our tax-deferred benefit plans provide financial efficiency for employers. Available to full-time, part-time, and contract workers, our solutions emphasize inclusivity and flexibility.We handle all administrative tasks, saving clients time and resources, while our 24/7 support team remains accessible for ongoing assistance. Recognizing the critical role of insurance in financial security, we educate clients on coverage options and advocate for proactive protection against medical expenses. Our commitment to innovation is reflected in our streamlined online processes and supplemental resources, including a founder-authored guide on employee benefits. By combining industry expertise with a customer-centric approach, we aim to make insurance accessible, affordable, and comprehensible for all.
Services
Business Health Insurance
Individual Health Insurance
Life Insurance
Dental Plans
Vision Plans
Employee Benefits
Group Insurance
Accident Coverage
Cancer Insurance
Disability Insurance
Highlights and features
- We offer 20+ years of insurance expertise with major carriers
- Our personalized one-on-one enrollment process saves time
- We provide tax-deferred benefit options for employers
- Our services cost nothing extra to clients
- We handle all insurance administration and claims filing
What people say
Personalized service
Cost-effective solutions
Knowledgeable team
Easy enrollment
Responsive support
Services
Business Health Insurance
We provide comprehensive group health insurance solutions for businesses of all sizes. Our services include plan customization, carrier comparisons, and tax-deferred benefit administration. Employers can offer multiple carrier options simultaneously while employees choose preferred providers. We handle all paperwork and claims processing.
Individual Health Insurance
Our individual health insurance plans cater to personal and family needs with options from major carriers. We offer free claims assistance, renewal support, and customized recommendations. Our services cost nothing extra as we work directly with Blue Cross Blue Shield, United HealthCare, and other leading providers.
Life Insurance
We offer term life insurance policies that provide tax-free death benefits for loved ones. Our solutions cover mortgage payments, education costs, and funeral expenses. The online application process takes minutes with instant rate calculations based on age, health, and coverage needs.
Dental Plans
Our supplemental dental plans work alongside primary insurance or as standalone coverage. We provide access to network dentists, preventive care benefits, and discounted rates on major procedures. Plans are available for both individuals and business groups regardless of existing health coverage.
Vision Plans
We offer comprehensive vision insurance covering eye exams, glasses, and contact lenses. Our plans include access to preferred provider networks and prescription discounts. Vision benefits are available as standalone policies or combined with dental and disability coverage for complete protection.
People
Charlie Woodward
Founder & Co-Owner
With over 20 years in insurance, Charlie specializes in business benefits solutions. He authored a book on employee benefits and combines industry expertise with practical experience in helping businesses optimize insurance strategies.
Dan Bartel
Co-Owner
Dan brings 20+ years of insurance experience with specialization in supplemental coverage. He focuses on creating comprehensive protection plans while maintaining Chicago sports team loyalties and active involvement in youth sports coaching.
Caleb
Social Media Expert
Caleb manages digital outreach and client engagement strategies. As part of the front desk team, he ensures modern communication methods complement traditional insurance services through innovative social media approaches.
Kenzie
Front Desk Specialist
Kenzie provides client support and coordinates office operations. Her role ensures smooth day-to-day functioning while maintaining the agency's commitment to personalized service and customer satisfaction.
Questions
Can employees choose different health insurance carriers within one business plan?
Yes, we allow multiple carriers in one group plan. Employees can select from options like Blue Cross Blue Shield, Kaiser, or United HealthCare based on individual preferences.
Do you offer insurance options for businesses that can't afford group health plans?
Absolutely! We provide supplemental benefits including dental, vision, and disability insurance even if you can't offer group health coverage to your staff.
Is there an additional cost for using your insurance services?
No, our services are free. Plan prices remain the same whether you purchase directly from carriers or through our agency.
How long does the employee enrollment process take?
Individual enrollment meetings last 10-20 minutes with personalized guidance. We handle all paperwork to simplify the process for both employers and employees.
Do you offer dental and vision insurance separately from health plans?
Yes, we provide standalone dental and vision plans available to any business regardless of whether they offer group health insurance coverage.
