Business Details
Your Trusted Insurance Partner in Newport Beach, CA
Balboa Pacific Insurance Services was founded by Joe Stanovich, a lifelong Orange County resident, with a vision to revolutionize insurance services through personalized advocacy and cost-effective solutions. As an independent agency, we prioritize client needs over insurance company interests, leveraging decades of industry expertise to deliver tailored coverage across personal, commercial, health, and life insurance sectors. Our team combines deep market knowledge with a commitment to transparency, ensuring clients receive comprehensive policies from top-tier carriers at competitive rates.We specialize in simplifying complex insurance decisions through one-on-one consultations, ongoing policy optimization, and a client-centric approach that has earned us a reputation built on trust and word-of-mouth referrals. Our services extend to property, auto, business, life, health, motorcycle, flood, boat, condo, landlord, renters, and jewelry insurance, with a particular focus on helping clients identify and mitigate financial risks through strategic coverage selection.
Services
Property Insurance
Auto Insurance
Business Insurance
Life Insurance
Health Insurance
Flood Insurance
Boat Insurance
Renters Insurance
Highlights and features
- We offer personalized insurance solutions to save you money through independent agency status
- Our team has extensive insurance industry knowledge across personal and commercial sectors
- We provide comprehensive coverage options from reputable carriers like Liberty Mutual and Anthem
- Our client advocacy approach prioritizes your needs over insurance company interests
- We specialize in optimizing existing policies to eliminate coverage gaps and reduce costs
What people say
Great rates
Perfect coverage
Knowledgeable team
Quick responses
Pleasure to work with
Services
Property Insurance
Balboa Pacific offers cost-effective property insurance plans protecting against theft, fire, and vandalism. We help clients navigate coverage options for homeowners, including earthquake and flood policies. Our experts match home features with appropriate insurance carriers to maximize savings while ensuring adequate protection for both new and older properties.
Auto Insurance
We provide comprehensive auto insurance solutions including liability, collision, and uninsured motorist coverage. Our services help clients save on premiums through multi-policy discounts and tailored coverage options. We assist with policy selection for financed vehicles, gap insurance, and commercial auto needs while ensuring compliance with state requirements.
Business Insurance
Our business insurance solutions include commercial auto, general liability, and property coverage. We offer workers' compensation and business owner packages tailored to specific industry needs. Our team helps businesses protect against financial risks associated with property damage, liability claims, and employee-related incidents while ensuring compliance with regulatory requirements.
Life Insurance
We offer term and whole life insurance policies to protect financially dependent family members. Our experts help clients determine appropriate coverage amounts based on mortgage obligations, childcare costs, and future financial needs. We provide guidance through the application process including health exams and policy customization for changing life circumstances.
Health Insurance
Our health insurance services help clients obtain coverage for preventive care, emergency services, and prescription medications. We assist with navigating ACA requirements and avoiding penalties for lack of coverage. Our team provides guidance on selecting plans that balance premium costs with out-of-pocket expense thresholds for individuals and families.
People
Joe Stanovich
CEO/Broker
Founder of Balboa Pacific Insurance Services with extensive experience in commercial, personal, and health insurance sectors. Recognized for personalized client service and expertise in optimizing insurance coverage for cost savings and comprehensive protection.
Don Stolan
Director
Insurance professional with significant experience in policy development and client advocacy. Works closely with clients to identify coverage needs and implement effective risk management strategies across personal and commercial insurance sectors.
Questions
How does Balboa Pacific Insurance help clients save money?
We leverage our independent agency status to compare rates across multiple carriers, identify applicable discounts, and optimize coverage to eliminate unnecessary expenses while maintaining adequate protection.
What types of insurance does Balboa Pacific offer?
We provide property, auto, business, life, health, motorcycle, flood, boat, condo, landlord, renters, and jewelry insurance for both personal and commercial clients.
Are your insurance agents licensed in multiple states?
Yes, our agents hold licenses in Arizona, California, Colorado, Florida, Oregon, and Texas to serve clients across these states with appropriate insurance coverage.
Can you help with existing insurance policies?
We review existing policies to identify coverage gaps, eliminate redundancies, and negotiate better rates while ensuring continued protection that matches your evolving needs.
What sets Balboa Pacific apart from other agencies?
We operate as client advocates rather than insurance company representatives, focusing on personalized service, comprehensive risk assessment, and ongoing policy optimization for long-term client satisfaction.
