Business Details
50 Years
experience
Personalized Insurance Solutions in Myrtle Beach
The Insurance House of Myrtle Beach is an independent insurance agency established in 1976, dedicated to serving South Carolina residents with personalized insurance solutions. Founded by Terry Thorsen and now led by his children, Kibibi and Praise Thorsen, the agency prioritizes honesty, attention to detail, and a customer-first approach. With offices in Myrtle Beach and Charleston, we specialize in tailoring personal and commercial insurance policies to meet individual client needs. Our team works directly with clients to navigate coverage options from trusted carriers, ensuring competitive rates and comprehensive protection. We emphasize community involvement and maintain a commitment to Christian values while adapting to modern communication methods.Our expertise spans homeowners, auto, life, health, and business insurance, including specialized coverage for commercial vehicles, property, and liability. We advocate for clients during claims processes and offer convenient payment solutions. With over 50 years of combined experience, we strive to uphold Terry Thorsens legacy of protecting clients most valuable assets. Our agents provide virtual consultations and maintain a focus on financial planning for retirement security. We welcome feedback to continuously improve our service standards.
Services
Homeowners Insurance
Auto Insurance
Life Insurance
Commercial Insurance
Umbrella Insurance
Flood Insurance
Renter/Condo Insurance
Boat/Motorcycle Insurance
Business Owner Policy
Workers' Compensation
Details
- Year established: 1976
Highlights and features
- We offer 50+ years of combined experience in insurance brokerage.
- Our team provides personalized policy customization for unique client needs.
- We partner with top-rated carriers like Travelers and Progressive for competitive rates.
- We offer virtual consultations and simplified claims reporting processes.
- Our family-owned agency maintains a community-focused, ethical approach to service.
Services
Homeowners Insurance
Our homeowners insurance policies protect against property damage from fire, vandalism, and natural disasters while providing liability coverage for injuries on your property. We customize plans based on your home's specific risks and value. Our agents help clients in Myrtle Beach and Charleston secure comprehensive coverage that safeguards their most significant investment.
Commercial Auto Insurance
We provide commercial auto coverage for business vehicles including fleet trucks, delivery vehicles, and specialty equipment. Our policies include liability, collision, and comprehensive coverage tailored to your business operations. We help Myrtle Beach businesses secure protection that maintains cash flow during vehicle-related incidents.
General Liability Insurance
Our general liability policies protect businesses against property damage, personal injury, and professional negligence claims. We create customized packages for Myrtle Beach businesses ranging from small shops to large corporations. Our agents ensure coverage aligns with your specific industry risks and legal requirements.
Life Insurance
We offer term and whole life insurance policies to protect your family's financial future. Our agents help clients understand policy options and select coverage amounts that match their financial goals. We work with top-rated carriers to provide affordable, long-term protection solutions.
Umbrella Insurance
Our umbrella insurance provides additional liability protection beyond standard policy limits. This coverage protects against major claims and lawsuits that could threaten personal or business assets. We help clients in Myrtle Beach determine appropriate coverage levels based on their risk exposure.
People
Praise Thorsen
Agent
Praise Thorsen graduated from Lander University with dual master's degrees in Business Administration and Management. He combines insurance expertise with virtual baseball coaching, bringing analytical skills to policy customization while maintaining community connections through local sports involvement.
Kibibi Thorsen
Business Operations Manager
Kibibi Thorsen holds a Master's in Finance from Arizona State University and has investment banking experience at Goldman Sachs. She manages business operations while balancing community engagement and modernizing the agency's financial planning services for Myrtle Beach clients.
Questions
What types of insurance do you offer?
We provide homeowners, auto, life, health, and commercial insurance including specialized business policies for liability, property, and workers' compensation in Myrtle Beach.
How do you personalize insurance plans?
Our agents conduct detailed needs assessments and leverage relationships with multiple carriers to create customized coverage solutions that match your specific risk profile and budget.
Do you work with local businesses?
Yes, we specialize in commercial insurance for Myrtle Beach businesses including restaurants, retail stores, and service providers with tailored liability and property coverage options.
What payment methods do you accept?
We offer automatic payment and withdrawal options for convenient premium management while maintaining flexible billing arrangements for our clients.
How do you handle insurance claims?
We provide claims advocacy services and simplified reporting processes to help clients navigate claims efficiently while ensuring fair and timely resolution of their insurance matters.
