Heritage Insurance Brokers

Heritage Insurance Brokers, LLC has been providing insurance coverage since 2005. We are a team of experienced, licensed professionals who are prepared to offer the coverage you need, from general contractors liability and workers compensation coverage to the single family home and auto insurance policy. We insure the difficult to insure; let us help you.

Business Insurance

At Heritage Insurance Brokers, we understand the importance of protecting your business. That's why we offer a range of business insurance options to fit your needs. Our Business Owners Package policy, commonly called a "BOP, " contains many of the insurance coverages needed by most small businesses. While these policies are not standard, there are certain common elements. The basic BOP offers business property for both building and contents, and liability insurance protection for the operation of your business. This liability protection will generally include both the operation of your business, at its established location, and the liability from your products or completed operations. Some, but not all of the policies, will also offer business income and extra expense protection after an insured loss.

BOP policies do not contain all of the coverages needed by a small business. Notably they do not cover any workers' compensation, professional liability, or business vehicle coverage. Heritage Insurance Brokers offers free comparative quotes on business owners package insurance from multiple insurance carriers so you can get the best possible rate.

Workers' Compensation Insurance is also available to pay for medical bills, recovery costs, and partial missed wages if an employee is injured at work. If an employee dies, Workers' Compensation can cover funeral costs and benefits to the worker's family. Depending on state laws and contract requirements, you may need this policy to cover employees, contractors, freelancers, or even yourself.

Personal Line Quote

In addition to business insurance, we also offer personal line insurance options to protect your most important assets. Our personal line insurance options include:

• Auto Insurance: Auto Insurance coverage has two parts. The first is the liability section of the policy, which covers your financial responsibility for bodily injury or property damage to others caused by you or a member of your family while operating your automobile.
• Homeowners Insurance: If you have tangible assets, you need the protection of a Homeowner's Insurance policy. It will protect you in the event of damage or loss due to various causes, including fire, lightning, windstorm, hail, explosion, smoke, theft, vandalism, falling objects, weight of ice, snow or sleet, water damage, and others.
• Life & Health Insurance: Finding the right Life or Health Insurance products can be challenging in today's insurance environment. Heritage Insurance Brokers makes the process easier and more understandable.

Heritage Insurance Brokers offers free comparative quotes on personal line insurance from multiple insurance carriers so you can get the best possible rate.

Who We Serve

At Heritage Insurance Brokers, we serve a wide range of clients, including:

• Carpenter
• Demolition/Construction
• Hair Stylist/Salons
• Restaurant & Bar Insurance
• Multi-Family Apartment
• Motorcycle
• RV
• Boats
• Single Family Homes
• Transportation Company
• Auto Mechanics
• Commercial Trucks