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Managing Risk From Your Own Backyard
Lakes Central Insurance is an independent insurance agency serving Minnesota residents and businesses with over 60 years of combined experience. We specialize in crafting customized insurance solutions by leveraging relationships with more than 40 insurance providers to secure cost-effective coverage tailored to individual needs. Our local focus enables us to address regional risks while maintaining proactive communication through in-person meetings, teleconferencing, and multiple office locations in Brainerd, Crosslake, and Eden Prairie.

As a BBB-accredited agency with an A+ rating, we prioritize client satisfaction by combining insurance expertise with financial planning services through our partnership with Stanton Advisory Group. Our team of licensed professionals provides comprehensive coverage options for home, auto, life, commercial, and recreational insurance while maintaining a neighborly approach to client relationships.
Services
Home Insurance Auto Insurance Commercial Insurance Life Insurance Renters Insurance Motorcycle Insurance Boat Insurance Recreational Insurance Umbrella Insurance Health Insurance
Highlights and features
  • We have over 60 years of combined experience in local insurance solutions
  • Our independent agency status allows unbiased policy comparisons across 40+ providers
  • We maintain proactive communication through multiple contact channels and office locations
  • Our BBB A+ rating demonstrates proven trustworthiness and customer commitment
  • We offer bundled insurance and financial planning services under one roof
Associations and certifications
  • Better Business Bureau
What people say
Awesome to work with Quality service Friendly Quick response Great people
Services
Home Insurance
Our home insurance policies protect Minnesota homeowners against structural damage, personal property loss, and liability claims. Coverage includes dwelling protection, home contents, personal liability, loss of use, and other structures. We provide claims assistance and policy adjustments for evolving needs like renovations or property upgrades.
Auto Insurance
We offer Minnesota-compliant auto insurance covering personal injury protection, liability, underinsured, and uninsured motorist coverage. Policies meet state minimum requirements while offering optional comprehensive and collision coverage for financed vehicles. Our agents help clients understand coverage limits and policy requirements.
Commercial Insurance
Commercial insurance solutions protect Minnesota businesses from financial losses through coverage for bodily injury, property damage, advertising injury, and legal defense. We help businesses determine appropriate coverage levels, including workers compensation insurance as required by state law for businesses with employees.
Life Insurance
Life insurance policies provide financial protection for dependents through income replacement, debt settlement, final expense coverage, and legacy planning. We help clients evaluate appropriate coverage amounts to protect families and businesses from financial hardship following unexpected loss.
Renters Insurance
Renters insurance covers personal property not included in landlord policies, protecting against losses from fire, burglary, or storms. Our policies offer affordable protection for electronics, furniture, and valuables while providing liability coverage for tenant-related incidents.
People
Shane Paskey
President
Shane Paskey leads Lakes Central Insurance with over 60 years of combined industry experience, specializing in customized risk management solutions for Minnesota residents and businesses.
Joleen Schwartz
Licensed Insurance Professional
Joleen Schwartz provides expert insurance guidance, leveraging her licensing and local market knowledge to help clients navigate home, auto, and commercial insurance needs in central Minnesota.
Marty Johnson
Licensed Insurance Professional
Marty Johnson offers specialized insurance solutions, combining licensing expertise with community-focused service to address personal and business insurance requirements across Minnesota.
Questions
What types of insurance do you offer?
We provide home, auto, life, commercial, renters, motorcycle, boat, recreational, umbrella, and health insurance policies tailored to Minnesota residents and businesses.
Are you accredited by any industry organizations?
Yes, we maintain Better Business Bureau accreditation with an A+ rating, demonstrating our commitment to ethical business practices and customer satisfaction.
Do you serve areas outside Minnesota?
While primarily serving Minnesota, we also provide insurance solutions to clients in Iowa, North Dakota, South Dakota, and Wisconsin through our local expertise.
How can I get a quote?
Request a complimentary quote through our website, contact us directly at 218-829-9219, or visit our Brainerd, Crosslake, or Eden Prairie offices for personalized assistance.
What sets you apart from other agencies?
Our 60+ years of combined experience, independent agency status allowing 40+ provider comparisons, and neighborly approach with proactive communication differentiate our personalized service.